San Diego County property record for 4783 Elm Tree Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,515 sqft Living Area |
| Lot Size | 10,581 sqft (0.243 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2019) |
| Tax Bill | $4,750.00 (2025) |
| Primary APN | 163-520-35-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,515 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 10,581 sqft (0.243 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 4783 ELM TREE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 138 TR 011009 |
| Legal Subdivision | REGENCY HILLS-OCEANSIDE |
| Legal Tract | 011009 |
| Legal Block | 1 |
| Legal Lot Number | 138 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 19403 |
Source: San Diego County records · APN 163-520-35-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4783 ELM TREE DR, OCEANSIDE, CA 92056-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 28, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Mar 17, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| May 29, 2019 | Grant Deed, Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Oct 16, 2017 | Trustee's Deed, Construction Loan · Building or Construction Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Prior Sale | Nov 01, 1990 · Amount on Record |
| Deed Doc Number | 2019203474 |
| Prior Transfer Date | Jul 13, 2018 |
| Prior Transfer Doc | 0000305460 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 03, 2026 |
| Property Address | 4783 ELM TREE DR, OCEANSIDE, CA 92056-3521 |
| Document Number | 0000158622 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026158622 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4783 ELM TREE DR, OCEANSIDE, CA 92056-3521 |
| Investor | Possibly a Property Investor |
| Document Number | 0000158622, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 2026158622 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4783 ELM TREE DR, OCEANSIDE, CA 92056-3521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 4783 ELM TREE DR, OCEANSIDE, CA 92056-3521 |
| Document Number | 0000538038 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0538038 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4783 ELM TREE DR, OCEANSIDE, CA 92056-3521 |
| Document Number | 0000158500 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4783 ELM TREE DR OCEANSIDE CA 920563521, OCEANSIDE, CA 92056-3521 |
| Document Number | 0000158500 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 158500 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2019 |
| Property Address | 4783 ELM TREE DR, OCEANSIDE, CA 92056-3521 |
| Document Number | 0000203474 |
| Instrument Date | May 10, 2019 |
| Instrument | 203474 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $583.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4783 ELM TREE DR OCEANSIDE CA 920563521, OCEANSIDE, CA 92056-3521 |
| Document Number | 203475 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 203475 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 16, 2017 |
| Property Address | 4783 ELM TREE DR, OCEANSIDE, CA 92056-3521 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 477852 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4783 ELM TREE DR OCEANSIDE CA 920563521, OCEANSIDE, CA 92056-3521 |
| Document Number | 0000477852 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 477852 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $603,041 (+2%) Land $194,114 Building $408,927 | |
| 2025 | $4,750.00 (+6.67%) Veteran's exemption | $591,217 (+4.04%) Land $190,308 Building $400,909 |
| 2023 | $4,453.00 (-27.02%) Homeowner's exemption | $568,262 Land $182,919 Building $385,343 |
| 2022 | $6,102.00 |
4783 Elm Tree Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures