4782 Vine Hill Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 4782 Vine Hill Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,989 sqft · built 1900
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$3,000 (Dec 2025)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-117-23-11-0017`

Property Details

APN / Parcel Number

Primary APN	`25-117-23-11-0017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,989 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	1,113 sqft
2nd Floor Area	876 sqft
Basement Area	668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft
Lot Dimensions	310 ft deep x 156 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	768 sqft
Porch	Enclosed Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Street Address	4782 VINE HILL RD
City	EXCELSIOR
State	MN
Zip	55331-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014 B AUDITORS SUBD. NO. 142 COM AT THE INTERSEC OF S LINE OF LOT 14 WITH W LINE OF LOT 13 EXTENDED TH N ALONG SAID EXTENDED LINE TO A PT 156 FT N FROM S LINE OF LOT 14 TH E T E 156X310X156X330
Legal Range	23
Legal Township	117
Legal Section	25
Legal Quarter	11
Legal Subdivision	AUDITORS SUBD. NO. 142
Legal Block	2
Legal Lot Number	14
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	2
Census Block	2008
Census Tract	27400

Owner

4782 Vine Hill Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4782 VINE HILL RD, EXCELSIOR, MN 55331-7001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Dec 15, 2025	Intrafamily Transfer, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	20256175669
Prior Transfer Date	Dec 10, 2025
Prior Transfer Doc	00T6175669
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4782 VINE HILL RD, EXCELSIOR, MN 55331-7001
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4782 VINE HILL RD, EXCELSIOR, MN 55331-7001

Mortgage

Document Number	00T6183104
Date	Jan 30, 2026
Instrument	T6183104

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55474

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 29, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Dec 15, 2025
Property Address	4782 VINE HILL RD, EXCELSIOR, MN 55331-7001
Document Number	00T6175669
Instrument Date	Dec 10, 2025
Instrument	T6175669
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4782 VINE HILL RD, EXCELSIOR, MN 55331-7001

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4782 VINE HILL RD, EXCELSIOR, MN 55331-7001
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4782 VINE HILL RD, EXCELSIOR, MN 55331-7001

Mortgage

Document Number	0T05827057
Date	Apr 21, 2021
Instrument	T05827057

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 19, 2019
Property Address	4782 VINE HILL RD, EXCELSIOR, MN 55331-7001
Document Number	0005621407
Instrument Date	Jun 11, 2019
Instrument	5621407
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$911.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4782 VINE HILL RD EXCELSIOR MN 553317001, EXCELSIOR, MN 55331-7001

Mortgage

Document Number	5621408
Date	Jun 19, 2019
Instrument	5621408

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4782 Vine Hill Rd was $5,528, down 8.8% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,528.00 (-8.78%)	$463,900 (-11.64%) Land $369,000 Building $94,900	$463,900 (-11.64%) Land $369,000 Building $94,900
2024	$6,060.00 (+35.21%)	$525,000 Land $399,800 Building $125,200	$525,000 Land $399,800 Building $125,200
2023	$4,482.00 Homeowner's exemption
2022		$422,000 Land $249,000 Building $173,000	$422,000 Land $249,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4782 Vine Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4782 Vine Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks, Metronet, Xfinity.

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