4782 Stavanger Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4782 Stavanger Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,568 sqft · built 1997
Lot Size	14.4 acres (631,184 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,752 (2026)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0019-00280`

Property Details

APN / Parcel Number

Primary APN	`520-0019-00280`
Alternative APN	`526055`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,568 sqft Gross Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	631,184 sqft (14.4 acres)
Garage Area	780 sqft
Deck Area	60 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	526055
Street Address	4782 STAVANGER RD
City	DULUTH
State	MN
Zip	55803-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W1/2 OF NW1/4 OF SE1/4, EXCEPT THE NORTH800.00 FEET OF EAST 300.00 FEET THEREOF SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	32
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1004
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4782 STAVANGER RD, DULUTH, MN 55803-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2024
Transfer Doc	0001081437
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4782 STAVENGER RD, DULUTH, MN 55803-1200
Document Number	00T1011202
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4782 STAVENGER RD DULUTH MN 558031200, DULUTH, MN 55803-1200

Mortgage

Document Number	00T1011202
Date	Jun 6, 2019
Instrument	T1011202

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,752.00 (+12.34%) Homeowner's exemption
2025	$3,340.00 (-8.04%) Homeowner's exemption	$298,700 (+7.45%) Land $108,100 Building $190,600	$298,700 (+7.45%) Land $108,100 Building $190,600
2024	$3,632.00	$278,000 (+3.65%) Land $87,400 Building $190,600	$278,000 (+3.65%) Land $87,400 Building $190,600
2022		$268,200 Land $109,500 Building $158,700	$268,200 Land $109,500 Building $158,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20