SURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$36.50
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
54 LAKE DR CROPWELL AL 350543518, CROPWELL, AL 35054-3518
Mortgage
Document Number
1623319
Date
Mar 20, 2017
Instrument
1623319
Lender
Name
PLATINUM MTG
Type
Mortgage Company
Address
MADISON, AL 35758
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Mar 19, 2047
Tax Assessment & Valuation
The 2026 property tax bill for 4782 Pine Ct was $1,773, up 13.9% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
Property Jurisdictions
Type
Name
State
Alabama
County
Baldwin County
Unified School District
Baldwin County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,773.00 (+13.95%)
2025
$1,556.00
$55,600Land $13,000Building $42,600
$555,900Land $130,000Building $425,900
2023
$3,142.00 (+137.13%)Homeowner's exemption
$112,240 (+129.25%)
$561,200 (+14.65%)Land $130,000Building $431,200
2022
$1,325.00 (+57.36%)Homeowner's exemption
$48,960
$489,500Land $94,800Building $394,700
2021
$842.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 4782 Pine Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 840 individual policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
5,049 units insured incl. 4,209 condo units
Nearby Flood Claims
529 (1995–2020)
Claims Outside the SFHA
30 of 529
Most Recent Claim
Nov 2020 · tidal / storm surge
Claims by Event
Hurricane Sally, Sep 2020 · 417 claims
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims
Hurricane Ivan, Sep 2004 · 55 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4782 Pine Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood
0.02% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
29 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025