Santa Rosa County property record for 4782 Oscar Ln, Pace, FL 32571 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,950 sqft · built 2004 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Dec 2019) |
| Tax Bill | $273 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1N-29-5242-00E00-0130 |
| Primary APN | 10-1N-29-5242-00E00-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,594 sqft |
| 1st Floor Area | 1,950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,631 sqft (0.267 acres) |
| Lot Dimensions | 137 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 14 sqft |
| Patio Area | 210 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4782 OSCAR LN |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-6262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPENCER OAKS LANDING PHASE 3 LOT 13 BLK E AS DESC IN OR 3902 PG 144 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 10 |
| Legal Subdivision | SPENCER OAKS LND PH2 |
| Legal Block | E |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10708 |
Source: Santa Rosa County records · APN 10-1N-29-5242-00E00-0130
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4782 OSCAR LN, MILTON, FL 32571-6262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2022 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Dec 20, 2019 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | Jun 09, 2005 · Amount on Record |
| Deed Document Number | 201957469 |
| Deed Book / Page | 3902 / 144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4782 OSCAR LN, PACE, FL 32571-6262 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043131303 |
|---|---|
| Date | Aug 05, 2022 |
| Book Page | 4313/1303 |
| Instrument | 202246106 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 20, 2019 |
| Property Address | 4782 OSCAR LN, PACE, FL 32571-6262 |
| Document Number | 0039020144 |
| Book / Page | 3902 / 0144 |
| Map Reference | MB H PG 16 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 201957469 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3008B 63RD AVE SW, 3008B, SEATTLE, WA 98116-2708 |
| Name | Verified Name |
|---|---|
| Address | 4782 OSCAR LN, PACE, FL 32571-6262 |
| Document Number | 0039020146 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 3902/0146 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $273.00 (+10.53%) Homeowner's exemption Veteran's exemption | $239,566 (+2.61%) Land $40,000 Building $199,566 | $239,566 (+2.61%) Land $40,000 Building $199,566 |
| 2024 | $247.00 (-91.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $233,467 (+0.67%) Land $38,000 Building $195,467 | $233,467 (+0.67%) Land $38,000 Building $195,467 |
| 2023 | $2,883.00 (+9.08%) | $231,911 (+10.25%) Land $38,000 Building $193,911 | $231,911 (+10.25%) Land $38,000 Building $193,911 |
| 2022 | $2,643.00 | $210,348 | $210,348 Land $27,000 Building $183,348 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2004–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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