Muskegon County property record for 4782 Bluff Rd, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,680 sqft · built 1920 |
| Lot Size | 0.761 acres (33,149 sqft) |
| Owner | Trust Name on File |
| Last Sale | $235,000 (Apr 2004) |
| Tax Bill | $7,465 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06275000002000 |
| Primary APN | 06275000002000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,680 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Basement Area | 1,122 sqft |
| Unfinished Basement | 1,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 33,149 sqft (0.761 acres) |
| Lot Dimensions | 255 ft deep x 130 ft wide |
| Garage Area | 1,332 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4782 BLUFF RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ILD |
| Legal Description | FRUITLAND TOWNSHIP LOT 20 & WLY 1/2 OF LOT 19 & ELY 47 FT OF LOT 21 & VACATED SHORE DR ADJOINING SAME & VACATED ALLEY LYI |
| Legal Range | 18W |
| Legal Township | 11N |
| Legal Section | 75 |
| Legal Subdivision | NEW POINT COMFORT |
| Legal Block | 3 |
| Legal Lot Number | 18-21 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3701 |
4782 Bluff Rd is owner-occupied and held in a trust since April 2004.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4782 BLUFF RD, WHITEHALL, MI 49461-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2004 · Amount on File |
| Deed Sale | Apr 20, 2004 · Amount on File |
| Deed Document Number | 20045098134 |
| Deed Book / Page | 3597 / 838 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4782 Bluff Rd was $7,465 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $654,900 (+1.66%) | $1,309,800 (+1.66%) | |
| 2025 | $7,465.00 Homeowner's exemption | $644,200 | $1,288,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4782 Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4782 Bluff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEHALL serves 2,902 people · EPA ID MI0007100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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