Crow Wing County property record for 4781 Retreat Rd, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,350 sqft |
| Lot Size | 0.057 acres (2,480 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,822 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 991940010010009 |
| Primary APN | 991940010010009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Effective Year Built | Effective 2006 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,480 sqft (0.057 acres) |
| View / Lot | Waterfront / Beach |
| Heating System | Central |
|---|
| Account Number | 42539 |
|---|---|
| Street Address | 4781 RETREAT RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-7223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 1 (COMMON ELEMENTS FOR ROUND LAKE RETREAT 991940010110009) |
| Legal Range | 29W |
| Legal Township | 134 |
| Legal Section | 02 |
| Legal Subdivision | ROUND LAKE RETREAT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 950501 |
4781 Retreat Rd is owned and occupied by two individuals.
Source: Crow Wing County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4781 RETREAT RD, BRAINERD, MN 56401-7223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 4781 RETREAT RD, BRAINERD, MN 56401-7223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4781 RETREAT RD, BRAINERD, MN 56401-7223 |
| Document Number | 0001008571 |
|---|---|
| Date | Apr 18, 2025 |
| Instrument | 1008571 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2045 |
The 2026 property tax bill for 4781 Retreat Rd was $2,822 with a homeowner's exemption.
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,822.00 Homeowner's exemption | $487,900 (-0.1%) Land $290,400 Building $197,500 | $487,900 (-0.1%) Land $290,400 Building $197,500 |
| 2025 | $488,400 Land $290,500 Building $197,900 | $488,400 Land $290,500 Building $197,900 | |
| 2023 | $2,176.00 | $410,100 Land $219,700 Building $190,400 | $410,100 Land $219,700 Building $190,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4781 Retreat Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4781 Retreat Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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