4781 Cypress Forest Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4781 Cypress Forest Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,239 sqft · built 2013
Lot Size	0.246 acres (10,759 sqft)
Owner	Trust Name on Record
Tax Bill	$6,224 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153905`

Property Details

APN / Parcel Number

Primary APN	`153905`
Alternative APN	`222630060700011120`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,239 sqft Heated Area
Gross Area	5,236 sqft
1st Floor Area	1,901 sqft
Upper Floors Area	2,338 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.246 acres)
Garage Type	Finished
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	153905
Street Address	4781 CYPRESS FOREST LN
City	SAINT CLOUD
State	FL
Zip	34772-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS PRESERVE PB 19 PG 193-199 LOT 112
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CYPRESS PRESERVE
Legal Tract	607
Legal Block	1
Legal Lot Number	112
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	4781 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018
Deed Sale	Jun 11, 2018
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	2018089652
Deed Book / Page	5347 / 2639
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4781 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056250247
Date	Nov 18, 2019
Book Page	5625/0247
Instrument	2019149515

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 11, 2018
Property Address	4781 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7209
Document Number	0053472639
Book / Page	5347 / 2639
Map Reference	MB19 PG193-199
Instrument Date	Jun 5, 2018
Instrument	2018089652
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	WATSON TITLE SVCS INC

Transaction

Tax	$2,436.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4359 N 2ND WAY, 4359, RIDGEFIELD, WA 98642-7164

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4781 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7209

Mortgage

Document Number	2018089653
Date	Jun 11, 2018
Instrument	2018089653

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,224.00 (+5.89%) Homeowner's exemption	$390,615 (+5.99%)	$530,600 (-5.22%) Land $80,000 Building $450,600
2023	$5,878.00 (+3.32%) Homeowner's exemption	$368,551 (+3%)	$559,800 (+19.69%) Land $70,000 Building $489,800
2022	$5,689.00 Homeowner's exemption	$357,817	$467,700 Land $60,000 Building $407,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

Nearby Properties on Cypress Forest Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures