4781 Cornelia Dr, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 4781 Cornelia Dr, Hokes Bluff, AL 35903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,364 sqft · built 1978
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Dec 2017)
Tax Bill	$824 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-05-15-0-001-086.000`

Property Details

APN / Parcel Number

Primary APN	`14-05-15-0-001-086.000`
Alternative APNs	`264937` `27262`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	168 ft deep x 125 ft wide
Pool Type	In-Ground Vinyl Pool
Pool Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	264937
Street Address	4781 CORNELIA DR
City	GADSDEN
State	AL
Zip	35903-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR BEG NW COR LT 24 BROCK HILLS 1ST ADD PLAT G-359 TH NE 125 ALONG S ROW CORNELIA DR TH SE 170 TH W 127 TH NW 167 TO POB BEING PT LT 24 BLK B BROCK HILLS 1ST ADD PLAT G-359 HOKES BLUFF 15-12-7 1009-617,1334-391,1625-223,1843-61,1962-312,19
Legal Range	7E
Legal Township	12S
Legal Section	15
Legal Subdivision	BROCK HILLS 1ST ADD
Legal Block	B
Legal Lot Number	24
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	2
Census Block	2040
Census Tract	10601

Owner

4781 Cornelia Dr is owned and occupied by an individual who bought it in December 2017.

Source: Etowah County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4781 CORNELIA DR, GADSDEN, AL 35903-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2017 · Amount on File
Deed Sale	Dec 6, 2017 · Amount on File
Prior Sale	Sep 3, 2014 · Amount on File
Deed Document Number	20173460164
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Dec 6, 2017
Property Address	4781 CORNELIA DR, HOKES BLUFF, AL 35903-7405
Document Number	3460164
Instrument Date	Nov 20, 2017
Instrument	3460164
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 BLACKBERRY LN, 880, GADSDEN, AL 35903-4466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4781 CORNELIA DR, HOKES BLUFF, AL 35903-7405

Mortgage

Document Number	3460165
Date	Dec 6, 2017
Instrument	3460165

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4781 Cornelia Dr was $824 with a homeowner's exemption.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Hokes Bluff City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00 Homeowner's exemption	$20,100 Land $980 Building $19,120	$200,800 Land $9,700 Building $191,100
2023	Homeowner's exemption Additional exemption filed	$20,080 (+20.67%) Land $970 Building $19,110	$200,800 (+20.67%) Land $9,700 Building $191,100
2022	$634.00 Homeowner's exemption	$16,640 Land $970 Building $15,670	$166,400 Land $9,700 Building $156,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4781 Cornelia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4781 Cornelia Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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