4781 Clipper Dr, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 4781 Clipper Dr, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,416 sqft · built 1987
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Mar 2022)
Tax Bill	$14,280 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`008-150-036-5`

Property Details

APN / Parcel Number

Primary APN	`008-150-036-5`
Alternative APN	`008-150-036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	2,416 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Lot Area	7,320 sqft (0.168 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4781 CLIPPER DR
City	DISCOVERY BAY
State	CA
Zip	94505-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6561 L92
Legal Subdivision	DISCOVERY BAY SUB 6561
Legal Tract	6561
Legal Lot Number	92
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	304004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4781 CLIPPER DR, DISCOVERY BAY, CA 94505-9109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Grant Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Jul 29, 2021	Intrafamily Transfer, Transfer
Oct 25, 2017	Grant Deed, Transfer · Conventional Mortgage WATKINS FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	202247790
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	0000213073
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 17, 2022
Property Address	4781 CLIPPER DR, DISCOVERY BAY, CA 94505-9109
Document Number	0000047790
Map Reference	MB 291 PG 39
Instrument Date	Feb 24, 2022
Instrument	2022-047790
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4781 CLIPPER DR, DISCOVERY BAY, CA 94505-9109

Mortgage

Document Number	0000047791
Date	Mar 17, 2022
Instrument	2022-047791

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 29, 2021
Property Address	4781 CLIPPER DR, DISCOVERY BAY, CA 94505-9109
Document Number	0000213073
Map Reference	MB 291 PG 39
Instrument Date	Jul 21, 2021
Instrument	2021-213073
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4781 CLIPPER DR, DISCOVERY BAY, CA 94505-9109

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 25, 2017
Property Address	4781 CLIPPER DR, DISCOVERY BAY, CA 94505-9109
Document Number	0000196386
Instrument Date	Oct 19, 2017
Instrument	196386
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4781 CLIPPER DR DISCOVERY BAY CA 945059109, DISCOVERY BAY, CA 94505-9109

Mortgage

Document Number	196387
Date	Oct 25, 2017
Instrument	196387

Lender

Name	WATKINS FAMILY TRUST (PT)
Address	8040 GOLDEN EAGLE WAY, PLEASANTON, CA 94588-3119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,163,612 (+2%) Land $519,566 Building $644,046
2025	$14,280.00 (+6.06%)	$1,140,797 (+4.04%) Land $509,379 Building $631,418
2023	$13,464.00 (+41.41%)	$1,096,500 Land $489,600 Building $606,900
2022	$9,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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