4780 Willow Bend Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 4780 Willow Bend Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 1990
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$458,000 (Feb 2025)
Tax Bill	$5,916 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-37-31-03-A-52`

Property Details

APN / Parcel Number

Primary APN	`26-37-31-03-A-52`
Alternative APNs	`26-37-31-03-0000A.0-0052.00` `2610397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	2,337 sqft
1st Floor Area	1,657 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	260 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2610397
Street Address	4780 WILLOW BEND DR
City	MELBOURNE
State	FL
Zip	32935-7152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	WICKHAM FOREST PHASE 3 LOT 52 BLOCK A
Legal Range	37E
Legal Township	26S
Legal Section	31
Legal Subdivision	WICKHAM FOREST PHASE 3
Legal Phase	3
Legal Block	A
Legal Lot Number	52
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1020
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · VA Mortgage PHH MORTGAGE SERVICES CORP
Mar 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Nov 29, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 11, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage IBERIABANK
May 30, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	202540116
Deed Book / Page	10273 / 2551
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152

Mortgage

Document Number	0104752735
Date	Nov 10, 2025
Book Page	10475/2735
Instrument	2025225560

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	SUPREME TITLE CLOSINGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152

Mortgage

Document Number	0100152671
Date	Mar 15, 2024
Book Page	10015/2671
Instrument	2024053855

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 29, 2022
Property Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152
Document Number	0096651228
Book / Page	9665 / 1228
Map Reference	MB 36 PG 61&62
Instrument Date	Nov 28, 2022
Instrument	2022277947
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	957 GOLDEN BEACH BLVD, INDIAN HARBOUR BEACH, FL 32937-2752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152

Mortgage

Document Number	0096651230
Date	Nov 29, 2022
Instrument	9665/1230

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 WILLOW BEND DR 287, 287, MELBOURNE, FL 32935-7152

Mortgage

Document Number	0094120690
Date	Feb 11, 2022
Book Page	9412/690
Instrument	2022035180

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 21, 2018
Property Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152
Document Number	0083341132
Book / Page	8334 / 1132
Map Reference	MB 36 PG 61&62
Instrument Date	Nov 30, 2018
Instrument	2018280902
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	LANDING TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 6TH AVE, 401, INDIALANTIC, FL 32903-4302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152

Mortgage

Document Number	2018280903
Date	Dec 21, 2018
Instrument	2018280903

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

May 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BREVARD FL
Recording Date	May 30, 2018
Property Address	4780 WILLOW BEND DR, MELBOURNE, FL 32935-7152
Document Number	0081752222
Book / Page	008175 / 002222
Instrument Date	May 16, 2018
Instrument	120510
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Amount	Amount Recorded
Tax	$1,300.60
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4780 WILLOW BEND DR MELBOURNE FL 329357152, MELBOURNE, FL 32935-7152

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,540 (-4.75%)	$312,540 (-4.75%)
2025	$5,916.00 (+12.05%)	$328,120 (-2.64%) Land $75,000 Building $253,120	$328,120 (-2.64%) Land $75,000 Building $253,120
2023	$5,280.00 (+73.34%) Homeowner's exemption	$337,030 (+57.58%) Land $75,000 Building $262,030	$337,030 (+16.37%) Land $75,000 Building $262,030
2022	$3,046.00 Homeowner's exemption	$213,880	$289,610 Land $72,000 Building $217,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	22 (1995–2024)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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