4780 Spud Dr, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4780 Spud Dr, Flagstaff, AZ 86004

Property Summary

Property TypeMobile Home
Details1,344 sqft · built 1991
Lot Size2.51 acres (109,336 sqft)
OwnerTrust Name on File
Last Sale$399,900 (Jun 2023)
Tax Bill$1,052 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN303-06-012

Property Details

APN / Parcel Number

Primary APN303-06-012
Alternative APN
  • R0020366

Interior

Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1991
Construction TypeSteel Frame
Lot Area109,336 sqft (2.51 acres)

Location & Zoning

Account NumberR0020366
Street Address4780 SPUD DR
CityFLAGSTAFF
StateAZ
Zip86004-8599
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSIXTEENTH: NE QUARTER: NE SECTION: 15 TOWNSHIP: 21N RANGE: 09E POR PCL DESC IN 1075/626 IN NE4 DESC AS FLLWS: BEG NW COR SD P
Legal Range09E
Legal Township21N
Legal Section15
Legal SubdivisionKAIBAB PLAZA 02
Legal Lot Number35
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1032
Census Tract1302

Owner

4780 Spud Dr, a mobile home, is owner-occupied and held in a trust since June 2023.

Source: Coconino County records, as of November 5, 2025

Owner of RecordTrust Name on File
Mailing Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Warranty Deed, Transfer · VA Mortgage
MORIA DEVELOPMENT INC
Feb 23, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 15, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 15, 2020Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Oct 31, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Prior SaleOct 31, 2018 · Amount on File
Deed Document Number3976755
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateJun 29, 2023
Property Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599
Document Number0003976755
Map ReferenceMB 1075 PG 626
Instrument DateMay 31, 2023
Instrument3976755
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ SP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599

Mortgage

Document Number0003976756
DateJun 29, 2023
Instrument3976756
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599

Mortgage

Document Number0003943310
DateFeb 23, 2022
Instrument3943310
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599
Document Number0003897110
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4780 SPUD DR FLAGSTAFF AZ 860048599, FLAGSTAFF, AZ 86004-8599

Mortgage

Document Number0003897110
DateDec 2, 2020
Instrument3897110
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOCONINO AZ
Property Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599
Document Number0003897109
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4780 SPUD DR FLAGSTAFF AZ 860048599, FLAGSTAFF, AZ 86004-8599

Mortgage

Document Number0003897109
DateDec 2, 2020
Instrument3897109
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate3.25%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateOct 31, 2018
Property Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599
Document Number0003828960
Map ReferenceDKT1075 PG626
Instrument DateOct 23, 2018
Instrument3828960
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyMAGNUS TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8042 W VILLA LINDO DR, 8042, PEORIA, AZ 85383-1023

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4780 SPUD DR, FLAGSTAFF, AZ 86004-8599

Mortgage

Document Number0003828961
DateOct 31, 2018
Instrument3828961
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4780 Spud Dr was $1,052 with a homeowner's exemption.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,924 Land $9,540 Building $6,384
2025$1,052.00 Homeowner's exemption$159,238 Land $95,398 Building $63,840
2024$16,707 (+54.15%) Land $9,540 Building $7,167
2023$963.00 (+9.93%) Homeowner's exemption$10,838 Land $5,061 Building $5,777$167,070 (+54.16%) Land $95,398 Building $71,672
2022$876.00 Homeowner's exemption$108,377 Land $50,609 Building $57,768

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4780 Spud Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4780 Spud Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 65% of Arizona
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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