Santa Cruz County property record for 4780 Porter Gulch Rd, Aptos, CA 95003
| Property Type | Private Preserve, Open Space Vacant Land |
|---|---|
| Details | 2 bd · 1.5 ba · 2,133 sqft · built 1985 |
| Lot Size | 24.8 acres (1,082,248 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,887 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-291-02 |
| Primary APN | 040-291-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 2,133 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,082,248 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,030 sqft |
| Patio Area | 1,030 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4780 PORTER GULCH RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2716 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Private Preserve, Open Space |
| Local Zoning Code | RA-O |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122001 |
4780 Porter Gulch Rd, private preserve, open space vacant land, is owned and occupied by an individual who acquired it in June 2021.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4780 PORTER GULCH RD, APTOS, CA 95003-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2021 |
| Transfer Doc | 0000040275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 4780 PORTER GULCH RD, APTOS, CA 95003-2716 |
| Document Number | 0000040275 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-0040275 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4780 PORTER GULCH RD, APTOS, CA 95003-2716 |
| Document Number | 0000040276 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0040276 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 4780 Porter Gulch Rd was $2,887 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,805 (+1.66%) Land $50,557 Building $161,248 | ||
| 2025 | $2,887.00 Homeowner's exemption | $208,339 Land $50,253 Building $158,086 | |
| 2023 | $2,595.00 (+1.21%) Homeowner's exemption | $201,184 Land $49,236 Building $151,948 | $1,030,500 |
| 2022 | $2,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4780 Porter Gulch Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 25 (1982–2023) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4780 Porter Gulch Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications.
5G and 4G LTE (outdoors only)
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