St. Clair County property record for 4780 Huron Ct, Fort Gratiot, MI 48059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,188 sqft · built 1925 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jan 2018) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Apr 2022 Line of Credit + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-20-675-0001-000 |
| Primary APN | 74-20-675-0001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 244 ft deep x 34 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 4780 HURON CT |
|---|---|
| City | FORT GRATIOT |
| State | MI |
| Zip | 48059-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOTS 1 & 3 RIALTO PLAT |
| Legal Subdivision | RIALTO PLAT |
| Legal Lot Number | 1,3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | FORT GRATIOT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 631600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer |
| Apr 29, 2022 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Jul 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER |
| May 15, 2018 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Jan 25, 2018 | Warranty Deed, Transfer HURON TITLE |
| Jun 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2018 · Amount on Record |
| Deed Sale | Jan 25, 2018 · Amount on Record |
| Deed Document Number | 20181845 |
| Last Transfer Date | Sep 28, 2023 |
| Transfer Doc | 0005658111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 28, 2023 |
| Property Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Document Number | 0005658111 |
| Book / Page | 5658 / 111 |
| Map Reference | LB 40 PG 6 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023017211 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 929 BROWN ST, SAINT CLAIR, MI 48079-5210 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Document Number | 0005516228 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 5516/228 |
| Instrument | 2022010886 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | NOT AVAILABLE, HURON TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Document Number | 5361211 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 5361/211 |
| Instrument | 2021013592 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050730190 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 5073/190 |
| Instrument | 2019013702 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Document Number | 0049480805 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4780 HURON CT FORT GRATIOT MI 480593518, FORT GRATIOT, MI 48059-3518 |
| Document Number | 0049480805 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 004948/000805 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | PARCHMENT, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 23, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 25, 2018 |
| Property Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Document Number | 0049110001 |
| Book / Page | 004911 / 000001 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | HURON TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4780 HURON CT FORT GRATIOT MI 480593518, FORT GRATIOT, MI 48059-3518 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 6, 2017 |
| Property Address | 4780 HURON CT, FORT GRATIOT, MI 48059-3518 |
| Document Number | 0048370579 |
| Book / Page | 004837 / 000579 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2847 MAPLE ST PORT HURON MI 480602105, PORT HURON, MI 48060-2105 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Fort Gratiot Charter Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,800 (+78.67%) | $301,600 (+78.67%) | |
| 2025 | $2,796.00 Homeowner's exemption | $84,400 (-5.7%) | |
| 2024 | $168,800 (-5.7%) | ||
| 2023 | $89,500 | ||
| 2022 | $2,392.00 | $179,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 589.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 9 (1985–1997) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Apr 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT GRATIOT TOWNSHIP serves 10,640 people · EPA ID MI0002385 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORT HURON |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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