4780 Griffith Rd, Holt, FL 32564 Property Records

Okaloosa County property record for 4780 Griffith Rd, Holt, FL 32564

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,032 sqft · built 1983
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individuals on Record
Last Sale	$250,000 (May 2026)
Tax Bill	$426 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-7813-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-7813-4`
Alternative APNs	`33-3N-25-0000-0007-0020` `25N333000000070020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,539 sqft
1st Floor Area	1,032 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	88,862 sqft (2.04 acres)
Lot Width	420 ft Width
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	75 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4780 GRIFFITH RD
City	HOLT
State	FL
Zip	32564-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR SW1/4 OF NE1/4 W210 FT S420 FT E210 FT N420 FT TO BEG 1099-713 & 1137-810
Legal Range	25W
Legal Township	03N
Legal Section	33
Legal Block	7
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1012
Census Tract	20101

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	PO BOX 74, HOLT, FL 32564-0074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Deed Document Number	20263819159
Prior Transfer Date	Jul 25, 2022
Prior Transfer Doc	0003567167
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 28, 2026
Property Address	4780 GRIFFITH RD, HOLT, FL 32564-8310
Document Number	0003819159
Instrument Date	May 26, 2026
Instrument	20263819159
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	MOULTON LAND TITLE INC, MOULTON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003819160,
Date	May 28, 2026
Instrument	20263819160

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00 (+6.5%) Homeowner's exemption	$71,178 (+5.99%)	$147,680 (+12.24%) Land $33,796 Building $113,884
2023	$400.00 (+2.83%) Homeowner's exemption	$67,157 (+3%)	$131,577 (+8.06%) Land $22,087 Building $109,490
2022	$389.00 Homeowner's exemption	$65,201	$121,759 Land $20,642 Building $101,117

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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