Collier County property record for 4780 Cerromar Dr, Naples, FL 34112
| Property Type | Single Family Home |
|---|---|
| Details | 2,345 sqft · built 2001 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $540,000 (Dec 2018) |
| Tax Bill | $4,588 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506900 135B15 |
| Primary APN | 506900 135B15 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,345 sqft Living Area |
| 1st Floor Area | 2,345 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,276 sqft (0.19 acres) |
| Pool Area | 308 sqft |
| Deck Area | 898 sqft |
| Street Address | 4780 CERROMAR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34112-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | NAPLES LAKES COUNTRY CLUB LOT 13 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 15 |
| Legal Subdivision | NAPLES LAKES COUNTRY CLUB |
| Legal Tract | 506900 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10518 |
4780 Cerromar Dr is owned by a company that acquired it in April 2021 and is owner-occupied.
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit MASSACHUSETTS INSTITUTE OF TECH FCU |
| Apr 6, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Mar 9, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2018 · Amount on File |
| Deed Sale | Dec 11, 2018 · Amount on File |
| Prior Sale | Dec 22, 2000 · Amount on File |
| Deed Document Number | 20185647071 |
| Deed Book / Page | 5579 / 2901 |
| Last Transfer Date | Apr 5, 2021 |
| Transfer Doc | 0059213562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Document Number | 0059233511 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5923/3511 |
| Instrument | 6034222 |
| Name | MASSACHUSETTS INSTITUTE OF TECH FCU |
|---|---|
| Type | Credit Union |
| Address | CAMBRIDGE, MA 02139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 7, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 6, 2021 |
| Property Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Document Number | 0059213562 |
| Book / Page | 5921 / 3562 |
| Map Reference | MB 33 PG 8-15 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 6032204 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 9, 2021 |
| Property Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Document Number | 0059043913 |
| Book / Page | 5904 / 3913 |
| Map Reference | MB 33 PG 8-15 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 6014764 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056162662 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 5616/2662 |
| Instrument | 5695878 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057910065 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 5791/65 |
| Instrument | 5896782 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 11, 2018 |
| Property Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Document Number | 0055792901 |
| Book / Page | 5579 / 2901 |
| Map Reference | MB33 PG8-15 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 5647071 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4780 CERROMAR DR, NAPLES, FL 34112-7914 |
| Document Number | 0005647072 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 5647072 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 4780 Cerromar Dr was $4,588 with exemptions applied, up 7.1% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,536 (+2.7%) | $732,936 (-5.8%) Land $417,779 Building $315,157 | |
| 2025 | $4,588.00 (+7.12%) Homeowner's exemption Widower's exemption | $457,192 | $778,043 Land $435,050 Building $342,993 |
| 2024 | $4,283.00 (+1.09%) | ||
| 2023 | $4,237.00 (-3.26%) Homeowner's exemption Widower's exemption | $431,366 (+3%) | $923,814 (+32.92%) Land $495,957 Building $427,857 |
| 2022 | $4,380.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $418,802 | $695,023 Land $255,809 Building $439,214 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4780 Cerromar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 22 condo units |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4780 Cerromar Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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