478 Whirlwind Pl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 478 Whirlwind Pl, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 2024
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$426,897 (Oct 2024)
Tax Bill	$7,835 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023726-2000`

Property Details

APN / Parcel Number

Primary APN	`023726-2000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,614 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	478 WHIRLWIND PL
City	ST AUGUSTINE
State	FL
Zip	32095-0092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120/72-86 BEACON LAKE PHASE 4C LOT 200 OR6039/365
Legal Subdivision	BEACON LAKE PHASE 4C
Legal Block	1
Legal Lot Number	200
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2041
Census Tract	20904

Owner

Source: St. Johns County records · APN 023726-2000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	478 WHIRLWIND PL, SAINT AUGUSTINE, FL 32095-0092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Apr 30, 2024 · Amount on Record
Deed Document Number	202482261
Deed Book / Page	6039 / 365
Record Updated	Jun 08, 2026

October 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 22, 2024
Property Address	478 WHIRLWIND PL, SAINT AUGUSTINE, FL 32095-0092
Document Number	0060390365
Book / Page	6039 / 365
Map Reference	MB 120 PG 72-86
Instrument Date	Oct 16, 2024
Instrument	2024082261
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,988.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 WHIRLWIND PL, ST AUGUSTINE, FL 32095-0092

Mortgage

Document Number	2024082262
Date	Oct 22, 2024
Instrument	2024082262

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,450 (-6.53%) Land $102,000 Building $256,450	$358,450 (-6.53%) Land $102,000 Building $256,450
2025	$7,835.00 (+95.92%) Homeowner's exemption	$383,505 (+303.69%)	$383,505 (+303.69%) Land $115,000 Building $268,505
2024	$3,999.00	$95,000	$95,000 Land $95,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force 169 of 206 on primary residences

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 455 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.