478 Water St, Williamstown, MA 01267 Property Records

Berkshire County and Williamstown Town property record for 478 Water St, Williamstown, MA 01267

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,130 sqft · built 1954
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$397,759 (Aug 2013)
Tax Bill	$8,009 (2026)
Deeds & Mortgages	Apr 2021 Refinance Feb 2022 Refinance
APN	`M_60759_940038`

Property Details

APN / Parcel Number

Primary APN	`M_60759_940038`
Alternative APNs	`WILL M:123.0 B:0002` `M:0123 P:0002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,130 sqft Living Area
Gross Area	4,720 sqft
1st Floor Area	1,074 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M_60759_940038
Street Address	478 WATER ST
City	WILLIAMSTOWN
State	MA
Zip	01267-2894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	2
Jurisdiction	WILLIAMSTOWN MA
Township / Civil Division	WILLIAMSTOWN
Census Block Group	2
Census Block	2014
Census Tract	920102

Owner

478 Water St is owned and occupied by an individual who bought it in August 2013.

Source: Berkshire County and Williamstown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	478 WATER ST, WILLIAMSTOWN, MA 01267-2894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ADAMS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2013 · Amount on File
Deed Sale	Aug 7, 2013 · Amount on File
Prior Sale	Jul 15, 2008 · Amount on File
Deed Book / Page	1519 / 503
Transfer Doc	1519-503
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	478 WATER ST, WILLIAMSTOWN, MA 01267-2894
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001748-358
Date	Apr 14, 2021
Book Page	1748/358
Instrument	2422

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	478 WATER ST, WILLIAMSTOWN, MA 01267-2894
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001783-121
Date	Feb 24, 2022
Book Page	1783/121
Instrument	1287

Lender

Name	ADAMS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 478 Water St was $8,009, up 6% from the year before.

Source: Berkshire County and Williamstown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Williamstown Town
Unified School District	Mount Greylock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,009.00 (+6%)	$564,000 (+3.01%) Land $91,000 Building $471,900	$660,252
2025	$7,556.00	$547,500 Land $88,300 Building $459,200
2023	$7,170.00	$443,400 Land $76,400 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 478 Water St; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN WATER DEPT serves 7,326 people · EPA ID MA1341000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures