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478 Water Ln, Ocala, FL 34472 Property Records

Marion County property record for 478 Water Ln, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1973
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Nov 2023)
Tax Bill$3,841 (2025)
Deeds & MortgagesSep 2024 Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9047-1526-06

Property Details

APN / Parcel Number

Primary APN9047-1526-06
Alternative APNs
  • 1494079000
  • 1494079

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area2,788 sqft
1st Floor Area1,680 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleModern
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialFiberglass
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchVinyl Porch
Porch Area604 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address478 WATER LN
CityOCALA
StateFL
Zip34472-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 16 TWP 16 RGE 23 PLAT BOOK J PAGE 339 SILVER SPRINGS SHORES UNIT NO 47 BLK 1526 LOT 6
Legal Range23E
Legal Township16S
Legal Section16
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block1526
Legal Lot Number6
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1036
Census Tract1204

Owner

478 Water Ln is owned and occupied by two individuals who bought it in November 2023.

Source: Marion County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address478 WATER LN, OCALA, FL 34472-2920
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2024Deed of Trust, Mortgage · USDA Mortgage
OUTAMATION INC
Nov 14, 2023Warranty Deed, Transfer · USDA Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2023 · Amount on File
Deed SaleNov 14, 2023 · Amount on File
Prior SaleJun 6, 2005 · Amount on File
Deed Document Number2023145903
Deed Book / Page8189 / 1155
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address478 WATER LN, OCALA, FL 34472-2920
Transaction TypeMortgage
Record UpdatedJan 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 WATER LN, OCALA, FL 34472-2920

Mortgage

Document Number0084231351
DateSep 16, 2024
Book Page8423/1351
Instrument2024122745
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressCORAL SPRINGS, FL 33065
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term350 Months
DueNov 1, 2053

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateNov 14, 2023
Property Address478 WATER LN, OCALA, FL 34472-2920
Document Number0081891155
Book / Page8189 / 1155
Map ReferenceMB J PG 339-341
Instrument DateOct 26, 2023
Instrument2023145903
Transaction TypeTransfer
Record UpdatedJan 5, 2026
Title CompanyBRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address51 SAVARIN ST, CANADA XX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address478 WATER LN, OCALA, FL 34472-2920

Mortgage

Document Number0081891157
DateNov 14, 2023
Instrument8189/1157
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 478 Water Ln was $3,841.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,841.00$178,605 Land $27,000 Building $151,605$178,605 Land $27,000 Building $151,605
2023$2,804.00 (+12.34%)$106,924 (-26.59%) Land $19,000 Building $87,924$176,706 (+21.32%) Land $19,000 Building $157,706
2022$2,496.00$145,651 Land $14,000 Building $131,651$145,651 Land $14,000 Building $131,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 478 Water Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: CenturyLink, Verizon.

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