478 Water Ct, Ocala, FL 34472 Property Records

Marion County property record for 478 Water Ct, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,059 sqft · built 1974
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Aug 2026)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9047-1528-12`

Property Details

APN / Parcel Number

Primary APN	`9047-1528-12`
Alternative APNs	`1494320000` `1494320`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,059 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,059 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	347 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	478 WATER CT
City	OCALA
State	FL
Zip	34472-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 16 TWP 16 RGE 23 PLAT BOOK J PAGE 339 SILVER SPRINGS SHORES UNIT 47 BLK 1528 LOT 12
Legal Range	23E
Legal Township	16S
Legal Section	16
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	1528
Legal Lot Number	12
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1034
Census Tract	1204

Owner

478 Water Ct is owned and occupied by an individual who bought it in August 2026.

Source: Marion County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	478 WATER CT, OCALA, FL 34472-2918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE
Apr 6, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Sep 24, 2021	Warranty Deed, Transfer PCS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Apr 6, 2022 · Amount on File
Deed Document Number	2026110175
Deed Book / Page	8994 / 1591
Prior Transfer Date	Dec 16, 1999
Prior Transfer Doc	0000019775
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Aug 24, 2026
Property Address	478 WATER CT, OCALA, FL 34472-2918
Document Number	0000110175
Book / Page	8994 / 1591
Instrument Date	Aug 21, 2026
Instrument	2026110175
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,399.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 WATER CT, OCALA, FL 34472-2918

Mortgage

Document Number	0000110176,
Date	Aug 24, 2026
Instrument	2026110176

Lender

Name	VAN DYK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 6, 2022
Property Address	478 WATER CT, OCALA, FL 34472-2918
Document Number	0077460359
Book / Page	7746 / 359
Map Reference	MB J PG 339-341
Instrument Date	Apr 1, 2022
Instrument	2022049509
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11951 INTERNATIONAL DR, ORLANDO, FL 32821-7393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 WATER CT, OCALA, FL 34472-2918

Mortgage

Document Number	0007746361
Date	Apr 6, 2022
Instrument	7746/361

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 24, 2021
Property Address	478 WATER CT, OCALA, FL 34472-2918
Document Number	0075771874
Book / Page	7577 / 1874
Map Reference	MB J PG 339-341
Instrument Date	Sep 22, 2021
Instrument	2021132120
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	PCS TITLE

Transaction

Amount	Amount on Record
Tax	$644.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 W WHITE ST, MARION, IL 62959-1060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 WATER CT, OCALA, FL 34472-2918
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 478 Water Ct was $2,698.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00	$163,192 Land $27,000 Building $136,192	$163,192 Land $27,000 Building $136,192
2023	$2,556.00 (+6.15%) Homeowner's exemption	$164,069 (+50.17%) Land $19,000 Building $145,069	$164,069 (+50.17%) Land $19,000 Building $145,069
2022	$2,408.00	$109,255 Land $14,000 Building $95,255	$109,255 Land $14,000 Building $95,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Water Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Water Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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