Rockland County and Ramapo Town property record for 478 W Central Ave, Spring Valley, NY 10977
| Property Type | Apartments (5+ Units) |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Feb 2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 57.09-1-59.3 |
| Primary APN | 392689 57.09-1-59.3 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 00509980000 |
|---|---|
| Street Address | 478 W CENTRAL AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-6158 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | LOT:59.003 BLK:1 SEC:57.09 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Block | 1 |
| Legal Lot Number | 59.003 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 12110 |
478 W Central Ave, a residential property, is owned by an individual who bought it in February 2026.
Source: Rockland County and Ramapo Town records, as of March 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 HERRICK AVE UNIT 202, 202, SPRING VALLEY, NY 10977-5071 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PHILANTHROPISTS CHARITY |
| Mar 10, 2026 | Condominium Deed, Transfer |
| Feb 10, 2026 | Condominium Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 3, 2026 | Condominium Deed, Transfer · Commercial Mortgage EMPORIUM TPO LLC |
| Feb 5, 2026 | Condominium Deed, Transfer · Commercial Mortgage EMPORIUM TPO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Prior Sale | Feb 5, 2026 · Amount on File |
| Deed Document Number | 2026-00005014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 478 W CENTRAL AVE, SPRING VALLEY, NY 10977-6158 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022974 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021-00022974 |
| Name | PHILANTHROPISTS CHARITY |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 10, 2026 |
| Property Address | 478 W CENTRAL AVE, SPRING VALLEY, NY 10977-6158 |
| Document Number | 0000008270 |
| Map Reference | DOC 2026-00003265 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2026-00008270 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 EXECUTIVE BLVD, SUFFERN, NY 10901-4180 |
| Name | Verified Name |
|---|---|
| Address | 478 W CENTRAL AVE UNIT 102, 102, SPRING VALLEY, NY 10977-6158 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 10, 2026 |
| Property Address | 478 W CENTRAL AVE, SPRING VALLEY, NY 10977-6158 |
| Document Number | 0000005014 |
| Map Reference | IN 2026-00000262 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 2026-00005014 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 EXECUTIVE BLVD, SUFFERN, NY 10901-4180 |
| Name | Verified Name |
|---|---|
| Address | 9 HERRICK AVE UNIT 202, 202, SPRING VALLEY, NY 10977-5071 |
| Document Number | 0000005016 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-00005016 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 3, 2026 |
| Property Address | 478 W CENTRAL AVE, SPRING VALLEY, NY 10977-6158 |
| Document Number | 0000004099 |
| Map Reference | DOC 2026-00000262 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026-00004099 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | GS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,756.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 EXECUTIVE BLVD, SUFFERN, NY 10901-4180 |
| Name | Verified Name |
|---|---|
| Address | 2 HAYES LN # 112, 112, MONSEY, NY 10952-2224 |
| Document Number | 0000004100 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2026-00004100 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 5, 2026 |
| Property Address | 478 W CENTRAL AVE, SPRING VALLEY, NY 10977-6158 |
| Document Number | 0000004435 |
| Map Reference | IN 2026-262 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026-00004435 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,916.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 EXECUTIVE BLVD, SUFFERN, NY 10901-4180 |
| Name | Verified Name |
|---|---|
| Address | 2 HAYES LN # 112, 112, MONSEY, NY 10952-2224 |
| Document Number | 0000004436 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026-00004436 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $113,400 (+278%) Land $30,000 Building $83,400 | $1,461,340 (+69,487.62%) Land $386,598 Building $1,074,742 |
| 2023 | $30,000 Land $30,000 | $2,100 Land $2,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 478 W Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 478 W Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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