478 Three Ridges, Roseland, VA 22967 Property Records

Nelson County property record for 478 Three Ridges, Roseland, VA 22967

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 648 sqft · built 1980
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Last Sale	$133,020 (Aug 2021)
Tax Bill	$911 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`11X B 478`

Property Details

APN / Parcel Number

Primary APN	`11X B 478`
Alternative APN	`04128`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	648 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	3,485 sqft (0.08 acres)
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	04128
Street Address	478 THREE RDGS
City	ROSELAND
State	VA
Zip	22967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE RIDGES PHASE 4 BLDG 4 UNIT 478
Legal Subdivision	THREE RIDGES
Jurisdiction	NELSON VA
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	950202

Owner

Source: Nelson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	478 THREE RDGS, ROSELAND, VA 22967
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	20212917
Prior Transfer Date	Mar 8, 2008
Prior Transfer Doc	0000000852
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Aug 6, 2021
Property Address	478 THREE RDGS, WINTERGREEN RESORT, VA 22967
Document Number	202102917
Instrument Date	Aug 3, 2021
Instrument	202102917
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 LADYSMITH CT, HAMILTON, VA 20158-9065

Mortgage

Document Number	0202102918
Date	Aug 6, 2021
Instrument	202102918

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Mar 28, 2018
Property Address	478 THREE RDGS, WINTERGREEN RESORT, VA 22967
Document Number	000180000643
Instrument Date	Mar 22, 2018
Instrument	000180000643
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 W STONEMAN DR, ANTHEM, AZ 85086-1444

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$911.00 (+13.88%)	$162,800 (+32.14%) Land $15,000 Building $147,800	$162,800 (+32.14%) Land $15,000 Building $147,800
2025	$800.00	$123,200 (-) Land $15,000 Building $108,200	$123,200 (-) Land $15,000 Building $108,200
2023	$800.00	$123,200 Land $15,000 Building $108,200	$123,200 Land $15,000 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NCSA - WINTERGREEN serves 6,861 people · EPA ID VA2125910
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	171 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nelson County Cablevision Fiber	2,000 / 2,000
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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