478 Terry Ln, Chebanse, IL 60922 Property Records

Iroquois County property record for 478 Terry Ln, Chebanse, IL 60922

Property Summary

Property Type	Single Family Home
Lot Size	0.277 acres (12,099 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,775 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 14 127 007`

Property Details

APN / Parcel Number

Primary APN	`03 14 127 007`

Exterior

Lot Area	12,099 sqft (0.277 acres)

Location & Zoning

Street Address	478 TERRY LN
City	CHEBANSE
State	IL
Zip	60922-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUENETTE'S ADD LT 3
Legal Subdivision	GUENETTE'S ADD
Legal Lot Number	3
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	2
Census Block	2034
Census Tract	950200

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	478 TERRY LN, CHEBANSE, IL 60922-8037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 7, 2018	Deed of Trust, Mortgage · FHA Mortgage CU FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	478 TERRY LN, CHEBANSE, IL 60922-8037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R4091
Date	Dec 9, 2020
Instrument	20R4091

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Nov 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	478 TERRY LN, CHEBANSE, IL 60922-8037
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18R1297
Date	May 7, 2018
Instrument	18R1297

Lender

Name	CU FINANCIAL INC
Type	Mortgage Company
Address	ORLAND PARK, IL 60467

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Chebanse Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,775.00 (+37.29%)	$69,660 (+30.52%) Land $10,780 Building $58,880	$208,980 (+30.52%) Land $32,340 Building $176,640
2022	$3,478.00 Homeowner's exemption Disabled Person's exemption	$53,370 Land $8,260 Building $45,110	$160,110 Land $24,780 Building $135,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEBANSE serves 1,044 people · EPA ID IL0754240
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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