478 Stephens Rd, Ruffin, NC 27326 Property Records

Rockingham County property record for 478 Stephens Rd, Ruffin, NC 27326

Property Summary

Property Type	Mobile Home
Details	1,064 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$298 (2023)
Deeds & Mortgages	Jul 2026 Sale Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8919-00-76-5595-00`

Property Details

APN / Parcel Number

Primary APN	`8919-00-76-5595-00`
Alternative APN	`159373`

Interior

Stories	1 Story
Building Area	1,064 sqft Finished Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1995
Exterior Material	Vinyl
Construction Type	Manufactured
Lot Area	87,120 sqft (2 acres)
Patio Area	24 sqft

Location & Zoning

Account Number	159373
Street Address	478 STEPHENS RD
City	RUFFIN
State	NC
Zip	27326-9039
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RES AG COUNTY
Legal Description	2 AC STEPHENS RD
Legal Subdivision	DANIEL ROSS JONES
Legal Block	76
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	RUFFIN
Census Block Group	2
Census Block	2028
Census Tract	40101

Owner

Source: Rockingham County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	478 STEPHENS RD, RUFFIN, NC 27326-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 24, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2023
Deed Sale	Jan 24, 2023
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	0016022301
Deed Book / Page	1602 / 2301
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Jul 27, 2026
Property Address	478 STEPHENS RD, RUFFIN, NC 27326-9039
Document Number	0000680606
Book / Page	1718 / 1085
Instrument Date	Jul 27, 2026
Instrument	2026680606
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 STEPHENS RD, RUFFIN, NC 27326-9039

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Jan 24, 2023
Property Address	478 STEPHENS RD, RUFFIN, NC 27326-9039
Document Number	0000636136
Book / Page	1641 / 1684
Instrument Date	Jan 18, 2023
Instrument	636136
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 LAWSONVILLE AVE, REIDSVILLE, NC 27320-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 STEPHENS ROAD, REIDSVILLE, NC 27320

Mortgage

Document Number	0000636137
Date	Jan 24, 2023
Instrument	636137

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	May 28, 2021
Property Address	478 STEPHENS RD, RUFFIN, NC 27326-9039
Document Number	0000612955
Book / Page	1602 / 2301
Instrument Date	May 27, 2021
Instrument	612955
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1113 BAKER CROSSROAD RD, 1113, REIDSVILLE, NC 27320-7418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	478 STEPHENS RD, RUFFIN, NC 27326-9039

Mortgage

Document Number	0000612956
Date	May 28, 2021
Book Page	1602/2304
Instrument	612956

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$298.00	$39,003 Land $14,929 Building $24,074	$39,003 Land $14,929 Building $24,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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