Jefferson County property record for 478 Spruce Ct, Arnold, MO 63010 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 912 sqft · built 1960 |
| Lot Size | 0.534 acres (23,244 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Mar 2020 Sale Aug 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 015.021.03001038 |
| Primary APN | 015.021.03001038 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 23,244 sqft (0.534 acres) |
| Lot Dimensions | 120 ft deep x 141 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Pool Area | 400 sqft |
|---|---|
| Porch | Stoop |
| Porch Area | 25 sqft |
| Patio Area | 318 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 478 SPRUCE CT |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUEBIRD MEADOWS LOT 13 |
| Legal Range | 6E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | BLUEBIRD MEADOWS |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | ARNOLD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 700111 |
Source: Jefferson County records · APN 015.021.03001038
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2101 JEFFCO BLVD, ARNOLD, MO 63010-2742 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 13, 2020 | Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HTC |
| Aug 14, 2017 | Deed of Trust, Mortgage · Line of Credit ANHEUSER BUSCH EMPS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2020 |
| Deed Sale | Mar 13, 2020 |
| Prior Sale | Dec 17, 2012 |
| Deed Document Number | 20208946 |
| Prior Transfer Date | Dec 10, 2012 |
| Prior Transfer Doc | 0000047998 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 13, 2020 |
| Property Address | 478 SPRUCE CT, ARNOLD, MO 63010-1751 |
| Document Number | 0000008946 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 8946 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2020 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 478 SPRUCE CT, ARNOLD, MO 63010-1751 |
| Document Number | 0000026848 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2017 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 478 SPRUCE CT ARNOLD MO 630101751, ARNOLD, MO 63010-1751 |
| Document Number | 0000026848 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 26848 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 28, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Arnold City |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 62 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 676 (1978–2025) |
| Claims Outside the SFHA | 59 of 676 |
| Most Recent Claim | Apr 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 389 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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