Monroe County and Mendon Town property record for 478 Smith Rd, Pittsford, NY 14534
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,360 sqft · built 1975 |
| Lot Size | 6.88 acres (299,693 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $280,000 (Dec 2012) |
| Tax Bill | $11,273 (2026) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 263689 205.02-1-24 |
| Primary APN | 263689 205.02-1-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| 2nd Floor Area | 1,058 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 299,693 sqft (6.88 acres) |
| Lot Dimensions | 710 ft deep x 459 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02382905000 |
|---|---|
| Street Address | 478 SMITH RD |
| City | PITTSFORD |
| State | NY |
| Zip | 14534-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA5 |
| Legal Description | 14-11-05 11 THOUSAND ACRE FROM ACC #2239-000 |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | MENDON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 12402 |
Source: Monroe County and Mendon Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 478 SMITH RD, PITTSFORD, NY 14534-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PITTSFORD FCU |
| Aug 3, 2021 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK |
| Sep 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2012 · Amount on Record |
| Deed Sale | Dec 13, 2012 · Amount on Record |
| Deed Document Number | 2012781 |
| Deed Book / Page | 11199 / 470 |
| Last Transfer Date | Dec 12, 2024 |
| Transfer Doc | 0000000233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 478 SMITH RD, PITTSFORD, NY 14534-9765 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 478 SMITH RD, PITTSFORD, NY 14534-9765 |
| Document Number | 0000000611 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 29961/486 |
| Instrument | 202207070611 |
| Name | PITTSFORD FCU |
|---|---|
| Type | Credit Union |
| Address | PITTSFORD, NY 14534 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 478 SMITH RD, PITTSFORD, NY 14534-9765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 478 SMITH RD, PITTSFORD, NY 14534-9765 |
| Document Number | 0000000200 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 29369/200 |
| Instrument | 202108031330 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Sep 11, 2018 |
| Property Address | 478 SMITH RD, PITTSFORD, NY 14534-9765 |
| Document Number | 0000000686 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 686 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 478 SMITH RD PITTSFORD NY 145349765, PITTSFORD, NY 14534-9765 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 478 SMITH RD, PITTSFORD, NY 14534-9765 |
| Document Number | 0000000271 |
| Book / Page | 027167 / 000690 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Name | Verified Name |
|---|---|
| Address | 478 SMITH RD PITTSFORD NY 145349765, PITTSFORD, NY 14534-9765 |
| Document Number | 0000000271 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 027167/000690 |
| Instrument | 271 |
| Name | FIVE STAR BK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Mendon Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Mendon Town |
| Unified School District | Pittsford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,273.00 (-1.72%) Homeowner's exemption | ||
| 2025 | $11,470.00 (-25.5%) | $287,000 (-) Land $68,500 Building $218,500 | $470,500 (+11.47%) Land $112,297 Building $358,203 |
| 2023 | $287,000 (-) Land $68,500 Building $218,500 | $422,100 (+14.73%) Land $100,745 Building $321,355 | |
| 2022 | $287,000 Land $68,500 Building $218,500 | $367,900 Land $87,809 Building $280,091 | |
| 2021 | $15,396.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 10 (2013–2026) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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