478 S Anza St, El Cajon, CA 92020 Property Records

San Diego County property record for 478 S Anza St, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 900 sqft · built 1979
Lot Size	1.85 acres (80,696 sqft)
Owner	Individual Name on File
Last Sale	$454,000 (Nov 2022)
Tax Bill	$6,513 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`488-262-54-22`

Property Details

APN / Parcel Number

Primary APN	`488-262-54-22`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	80,696 sqft

Location & Zoning

Street Address	478 S ANZA ST
City	EL CAJON
State	CA
Zip	92020-5504
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 22PER DOC78-88493&UND INT IN TR 008808
Legal Subdivision	ANZA PALMS
Legal Tract	008808
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	15705

Owner

478 S Anza St, a condominium, is owned and occupied by an individual who bought it in November 2022.

Source: San Diego County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	478 S ANZA ST, EL CAJON, CA 92020-5504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 26, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Jan 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	2022431398
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0000038919
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2022
Property Address	478 S ANZA ST, EL CAJON, CA 92020-5504
Document Number	0000431398
Map Reference	MAP 8808
Instrument Date	Aug 12, 2022
Instrument	2022-0431398
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 S ANZA ST, EL CAJON, CA 92020-5504

Mortgage

Document Number	0000431399
Date	Nov 9, 2022
Instrument	2022-0431399

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2021
Property Address	478 S ANZA ST, EL CAJON, CA 92020-5504
Document Number	0000397774
Map Reference	MAP 8808
Instrument Date	May 17, 2021
Instrument	2021-0397774
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 S ANZA ST, EL CAJON, CA 92020-5504

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2020
Property Address	478 S ANZA ST, EL CAJON, CA 92020-5504
Document Number	0000038919
Instrument Date	Aug 27, 2019
Instrument	38919
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 601 LA JOLLA CA 920380601, LA JOLLA, CA 92038-0601

Tax Assessment & Valuation

The 2025 property tax bill for 478 S Anza St was $6,513, up 3.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,787 (+2%) Land $291,832 Building $189,955
2025	$6,513.00 (+3.61%)	$472,341 Land $286,110 Building $186,231
2024	$6,286.00 (+3%)
2023	$6,103.00 (+116.19%)	$454,000 Land $275,000 Building $179,000
2022	$2,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 478 S Anza St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 478 S Anza St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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