478 Pine Bend Dr, Wildwood (Chesterfield), MO 63005 Property Records

St. Louis County property record for 478 Pine Bend Dr, Wildwood, MO 63005

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,232 sqft · built 1996
Lot Size1.06 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$845,000 (Aug 2019)
Tax Bill$12,285 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN19W-61-0096

Property Details

APN / Parcel Number

Primary APN19W-61-0096

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area5,232 sqft Living Area
Gross Area5,904 sqft
1st Floor Area2,816 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area46,609 sqft
Lot Dimensions185 ft deep x 151 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area49 sqft
PorchOpen Concrete/Masonry Porch
Porch Area40 sqft
Deck Area348 sqft
Patio Area224 sqft
Balcony Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address478 PINE BEND DR
CityWILDWOOD
StateMO
Zip63005-4933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPINE CREEK LOT 43
Legal SubdivisionPINE CREEK
Legal Lot Number43
JurisdictionST LOUIS MO
Township / Civil DivisionCHESTERFIELD
Census Block Group1
Census Block1007
Census Tract221627

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address478 PINE BEND DR, WILDWOOD, MO 63005-4933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Deed of Trust, Mortgage
US BK
Aug 2, 2019Warranty Deed, Transfer
INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2019 · Amount on Record
Deed SaleAug 2, 2019 · Amount on Record
Prior SaleJul 22, 2013 · Amount on Record
Deed Document Number2019266
Deed Book / Page23638 / 965
Prior Transfer DateFeb 6, 2016
Prior Transfer Doc0218910981
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address478 PINE BEND DR, WILDWOOD, MO 63005-4933
Document Number0243520308
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address478 PINE BEND DR WILDWOOD MO 630054933, WILDWOOD, MO 63005-4933

Mortgage

Document Number0243520308
DateSep 29, 2020
Book Page024352/000308
Instrument34
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term180 Months
DueSep 28, 2035

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 2, 2019
Property Address478 PINE BEND DR, WILDWOOD, MO 63005-4933
Document Number0236380965
Book / Page023638 / 000965
Instrument DateJul 31, 2019
Instrument266
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyINVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address478 PINE BEND DR WILDWOOD MO 630054933, WILDWOOD, MO 63005-4933

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityWildwood City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,080 (-) Land $48,280 Building $128,800$932,000 (-) Land $254,100 Building $677,900
2025$12,285.00 (+20.12%)$177,080 (+22.87%) Land $48,280 Building $128,800$932,000 (+22.87%) Land $254,100 Building $677,900
2024$10,227.00 (+2.67%)
2023$9,961.00$144,120 Land $24,150 Building $119,970$758,500 Land $127,100 Building $631,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1981–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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