Essex County and Nutley Township property record for 478 Passaic Ave, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 2,058 sqft · built 1880 |
| Lot Size | 0.224 acres (9,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (Aug 2018) |
| Tax Bill | $17,525 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03400-0000-00018 |
| Primary APN | 16-03400-0000-00018 |
|---|---|
| Alternative APN |
|
| Building Area | 2,058 sqft Living Area |
|---|
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 9,749 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Old Parcel Number | 1600448000000013 |
|---|---|
| Street Address | 478 PASSAIC AVE |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | 75X130 |
| Legal Block | 3400 |
| Legal Lot Number | 18 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 13500 |
478 Passaic Ave is owned and occupied by an individual who acquired it in January 2021.
Source: Essex County and Nutley Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 478 PASSAIC AVE, NUTLEY, NJ 07110-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Mar 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 15, 2018 | Grant Deed, Transfer IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on File |
| Deed Sale | Aug 15, 2018 · Amount on File |
| Prior Sale | Sep 5, 2001 · Amount on File |
| Deed Document Number | 201871113 |
| Last Transfer Date | Jan 9, 2021 |
| Transfer Doc | 2021037157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 478 PASSAIC AVE, NUTLEY, NJ 07110-1752 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 478 PASSAIC AVE, NUTLEY, NJ 07110-1752 |
| Document Number | 0000013879 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026013879 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 478 PASSAIC AVE, NUTLEY, NJ 07110-1752 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000074938 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022074938 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 25, 2021 |
| Property Address | 478 PASSAIC AVE, NUTLEY, NJ 07110-1752 |
| Document Number | 2021037157 |
| Instrument Date | Jan 9, 2021 |
| Instrument | 2021037157 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 478 PASSAIC AVE, NUTLEY, NJ 07110-1752 |
| Document Number | 2021037158 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021037158 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 15, 2018 |
| Property Address | 478 PASSAIC AVE, NUTLEY, NJ 07110-1752 |
| Document Number | 0000071113 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 71113 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 478 PASSAIC AVE NUTLEY NJ 071101752, NUTLEY, NJ 07110-1752 |
| Document Number | 71114 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 71114 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | NEW IBERIA, LA 70562 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 478 Passaic Ave was $17,525, up 2.6% from the year before.
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,300 (-) Land $243,300 Building $406,000 | $649,300 (-) Land $243,300 Building $406,000 | |
| 2025 | $17,525.00 (+2.55%) | $649,300 Land $243,300 Building $406,000 | $649,300 Land $243,300 Building $406,000 |
| 2024 | $17,089.00 | ||
| 2023 | $605,600 Land $243,300 Building $362,300 | $605,600 Land $243,300 Building $362,300 | |
| 2022 | $16,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 478 Passaic Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 18 (1979–2021) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 478 Passaic Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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