478 Palmer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 478 Palmer St, Fall River, MA 02721

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,712 sqft · built 1900
Lot Size	0.068 acres (2,971 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 1991)
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0F-24 B:0000 L:0085`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0F-24 B:0000 L:0085`
Alternative APN	`M:0F=24 B:0000 L:0085`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,712 sqft Living Area
Gross Area	4,334 sqft
Basement Area	1,070 sqft
Unfinished Basement	1,070 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,971 sqft (0.068 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	478 PALMER ST
City	FALL RIVER
State	MA
Zip	02721-2518
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-4
Legal Lot Number	85
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1001
Census Tract	640100

Owner

478 Palmer St, a duplex, is owned and occupied by two individuals who acquired it in January 2020.

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	478 PALMER ST, FALL RIVER, MA 02721-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Deed of Trust, Mortgage WEBSTER BANK
Sep 12, 2018	Deed of Trust, Mortgage · Closed-End Mortgage WEBSTER BANK
Jan 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 1991 · Amount on File
Deed Sale	Oct 25, 1991 · Amount on File
Deed Book / Page	2386 / 287
Last Transfer Date	Jan 10, 2020
Transfer Doc	9994-38
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	478 PALMER ST, FALL RIVER, MA 02721-2518
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9597-306
Date	Sep 12, 2018
Book Page	9597/306
Instrument	15286

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	478 PALMER ST, FALL RIVER, MA 02721-2518
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9597-320
Date	Sep 12, 2018
Book Page	9597/320
Instrument	15287

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jan 16, 2020
Property Address	478 PALMER ST, FALL RIVER, MA 02721-2518
Document Number	9994-38
Book / Page	009994 / 000038
Instrument Date	Jan 10, 2020
Instrument	831
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	478 PALMER ST FALL RIVER MA 027212518, FALL RIVER, MA 02721-2518

Tax Assessment & Valuation

The 2025 property tax bill for 478 Palmer St was $4,877, up 9.4% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,877.00 (+9.45%)	$425,900 (+9.82%) Land $122,800 Building $303,100	$512,480
2024	$4,456.00 (+9.67%)	$387,800 (+17.12%) Land $118,200 Building $269,600
2023	$4,063.00	$331,100 Land $101,300 Building $229,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Palmer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 478 Palmer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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