Wayne County property record for 478 NC Highway 55 E, Mount Olive, NC 28365
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,512 sqft · built 1970 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Apr 2019) |
| Tax Bill | $900 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02H14000009007 |
| Primary APN | 02H14000009007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,512 sqft |
| Utility Area | 72 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | A-Frame |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Carport |
| Garage Area | 552 sqft |
| Carport | Carport |
| Carport Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 24 sqft |
| Granary | 3,500 sqft |
| Storage Building | 200 sqft |
| Pole Barn | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 689320 |
|---|---|
| Street Address | 478 NC HIGHWAY 55 E |
| City | MOUNT OLIVE |
| State | NC |
| Zip | 28365-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 478 E NC 55 HY |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | BROGDEN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 700 |
Source: Wayne County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 478 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Prior Sale | Mar 1, 1996 · Amount on Record |
| Deed Book / Page | 3431 / 756 |
| Prior Transfer Date | Jan 25, 2010 |
| Prior Transfer Doc | 02759/0660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 478 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003692/572 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 3692/572 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GOLDSBORO, NC 27534 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 478 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003692/556 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 3692/556 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Apr 12, 2019 |
| Property Address | 478 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8000 |
| Document Number | 003431/756 |
| Book / Page | 3431 / 756 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 478 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8000 |
| Name | Verified Name |
|---|---|
| Address | 478 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8000 |
| Document Number | 0003431759 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 3431/759 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,170 (-) Land $22,500 Building $99,670 | $122,170 (-) Land $22,500 Building $99,670 | |
| 2025 | $900.00 (+18.42%) | $122,170 (+38.69%) Land $22,500 Building $99,670 | $122,170 (+38.69%) Land $22,500 Building $99,670 |
| 2024 | $88,090 (-) Land $15,300 Building $72,790 | $88,090 (-) Land $15,300 Building $72,790 | |
| 2023 | $760.00 | $88,090 Land $15,300 Building $72,790 | $88,090 Land $15,300 Building $72,790 |
| 2022 | $760.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Benzo(a)pyrene resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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