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478 N Sutter St, Planada, CA 95365 Property Records

Merced County property record for 478 N Sutter St, Planada, CA 95365 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 938 sqft · built 1946
Lot Size0.176 acres (7,671 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Dec 2025)
Tax Bill$3,550 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AH (high risk)
APN037-061-011-000

Property Details

APN / Parcel Number

Primary APN037-061-011-000
Alternative APN
  • 037061011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area938 sqft Living Area
1st Floor Area938 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2002
Architectural StyleOther
Construction TypeTilt-Up Concrete
Lot Area7,671 sqft (0.176 acres)
Garage Area360 sqft
PorchPorch
Porch Area40 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number037061011
Street Address478 N SUTTER ST
CityPLANADA
StateCA
Zip95365-8059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLANADA LOT 205 BLK 10
Legal SubdivisionPLANADA
Legal Block10
Legal Lot Number205
JurisdictionMERCED CA
Township / Civil DivisionPLANADA-LE GRAND
Census Block Group2
Census Block2009
Census Tract1901

Owner

Source: Merced County records · APN 037-061-011-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2044 DE LA GUERRA WAY, ATWATER, CA 95301-4088
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 01, 2022Grant Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Apr 01, 2020Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleNov 01, 2022 · Amount on Record
Deed Document Number2025036103
Record UpdatedJun 08, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 19, 2025
Property Address478 N SUTTER ST, PLANADA, CA 95365-8059
Document Number0000036103
Map ReferenceVOL 4 PG 44
Instrument DateDec 17, 2025
Instrument2025036103
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2044 DE LA GUERRA WAY, ATWATER, CA 95301-4088

Mortgage

Document Number0000036104
DateDec 19, 2025
Instrument2025036104
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 01, 2022
Property Address478 N SUTTER ST, PLANADA, CA 95365-8059
Document Number0000037162
Map ReferenceVOL 4 PG 44
Instrument DateOct 27, 2022
Instrument2022037162
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 N SUTTER ST, PLANADA, CA 95365-8059

Mortgage

Document Number0000037163
DateNov 01, 2022
Instrument2022037163
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 01, 2020
Property Address478 N SUTTER ST, PLANADA, CA 95365-8059
Document Number0000011063
Instrument DateMar 22, 2020
Instrument11063
Transaction TypeTransfer
Record UpdatedMay 01, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$142.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 N SUTTER ST PLANADA CA 953658059, PLANADA, CA 95365-8059

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Secondary School DistrictLe Grand Union High School District (09 - 12)
Elementary School DistrictPlanada Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,550.00 (+3.2%)$291,207 (+4.04%) Land $78,030 Building $213,177
2023$3,440.00 (+83.76%)$279,900 Land $75,000 Building $204,900
2022$1,872.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation231.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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