Madison County property record for 478 N First St, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,363 sqft · built 1996 |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,139 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051C-08D-180/02.04 |
| Primary APN | 051C-08D-180/02.04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,363 sqft Adjusted Area |
| 1st Floor Area | 1,918 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|
| Account Number | 400 |
|---|---|
| Old Parcel Number | 051C-08D-180/02.04 |
| Street Address | 478 N FIRST ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 GREENBRIAR |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Subdivision | GREENBRIAR |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4075 |
| Census Tract | 30302 |
Source: Madison County records · APN 051C-08D-180/02.04
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 478 N FIRST ST, FLORA, MS 39071-9014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 06, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 1996 |
| Deed Sale | Jun 04, 1996 |
| Deed Document Number | 0000377195 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 478 N FIRST ST, FLORA, MS 39071-9014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 478 N FIRST ST, FLORA, MS 39071-9014 |
| Document Number | 4022/572 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 4022/572 |
| Instrument | 923578 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 478 N FIRST ST, FLORA, MS 39071-9014 |
| Document Number | 0000864726 |
| Instrument Date | May 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 478 N FIRST ST FLORA MS 390719014, FLORA, MS 39071-9014 |
| Document Number | 0000864726 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 003724/000383 |
| Instrument | 864726 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2049 |
Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,139.00 Homeowner's exemption | $11,774 (-) | $117,740 (-) Land $12,500 Building $105,240 |
| 2024 | $1,139.00 | ||
| 2023 | $1,139.00 Homeowner's exemption | $11,774 | $117,740 Land $12,500 Building $105,240 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–2008) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2008 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Ozborn Communications Fixed Wireless | 499 / 285 |
Based on FCC filings for 94 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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