Somerset County and North Plainfield Borough property record for 478 Mountainview Dr, North Plainfield, NJ 07063
| Property Type | Single Family Home |
|---|---|
| Details | 2,228 sqft · built 1959 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,000 (Feb 2015) |
| Tax Bill | $13,175 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00203-06-00087 |
| Primary APN | 14-00203-06-00087 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,228 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 478 MOUNTAINVIEW DR |
| City | NORTH PLAINFIELD |
| State | NJ |
| Zip | 07063-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CRESCENT DEV |
| Legal Block | 203.6 |
| Legal Lot Number | 87 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | NORTH PLAINFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 51900 |
478 Mountainview Dr is owned by an individual who bought it in February 2015.
Source: Somerset County and North Plainfield Borough records, as of August 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9217 HILLCROFT DR, RIVERVIEW, FL 33578-4743 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NJ HOUSING AND MORTGAGE FINANCIAL AGENCY |
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PINNACLE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2015 · Amount on File |
| Deed Sale | Feb 5, 2015 · Amount on File |
| Deed Document Number | 20154637 |
| Deed Book / Page | 6771 / 838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 12, 2026 |
| Property Address | 478 MOUNTAINVIEW DR, NORTH PLAINFIELD, NJ 07063-1707 |
| Document Number | 0000022941 |
| Book / Page | 7697 / 1507 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202622941 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 478 MOUNTAINVIEW DR, NORTH PLAINFIELD, NJ 07063-1707 |
| Document Number | 0000022941, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 7697/1507 |
| Instrument | 202622941 |
| Name | NJ HOUSING AND MORTGAGE FINANCIAL AGENCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.55% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 478 MOUNTAINVIEW DR, NORTH PLAINFIELD, NJ 07063-1707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012534 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 7433/2948 |
| Instrument | 2022012534 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 478 MOUNTAINVIEW DR, NORTH PLAINFIELD, NJ 07063-1707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027519 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 7138/0658 |
| Instrument | 2019027519 |
| Name | PINNACLE FCU |
|---|---|
| Type | Credit Union |
| Address | EDISON, NJ 08837 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 30, 2024 |
The 2025 property tax bill for 478 Mountainview Dr was $13,175, up 4.2% from the year before.
Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | North Plainfield Borough |
| Unified School District | North Plainfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,000 (-) Land $90,000 Building $200,000 | $290,000 (-) Land $90,000 Building $200,000 | |
| 2025 | $13,175.00 (+4.25%) | $290,000 Land $90,000 Building $200,000 | $290,000 Land $90,000 Building $200,000 |
| 2024 | $12,638.00 | ||
| 2023 | $290,000 Land $90,000 Building $200,000 | $290,000 Land $90,000 Building $200,000 | |
| 2022 | $11,834.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 478 Mountainview Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1978–2025) |
| Claims Outside the SFHA | 14 of 17 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 478 Mountainview Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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