478 Monaco J, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 478 Monaco J, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 726 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$76,500 (Apr 2020)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Apr 2020 Sale Jan 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-010-4780`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-010-4780`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	726 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Street
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	478 MONACO J
City	DELRAY BEACH
State	FL
Zip	33446-1430
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO J COND PAR 478
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	10
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7635 TOPIARY AVE, BOYNTON BEACH, FL 33437-7538
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)
Jan 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 21, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 5, 2018	Grant Deed, Transfer WESTON TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	2020147606
Deed Book / Page	31389 / 190
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	0311760613
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 28, 2020
Property Address	478 MONACO J, DELRAY BEACH, FL 33446-1430
Document Number	0313890190
Book / Page	031389 / 000190
Instrument Date	Apr 17, 2020
Instrument	147606
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$536.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 TOPIARY AVE BOYNTON BEACH FL 334377538, BOYNTON BEACH, FL 33437-7538

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 23, 2020
Property Address	478 MONACO J, DELRAY BEACH, FL 33446-1430
Document Number	0311760613
Book / Page	031176 / 000613
Instrument Date	Dec 27, 2019
Instrument	28888
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 MONACO J DELRAY BEACH FL 334461430, DELRAY BEACH, FL 33446-1430

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	478 MONACO J, DELRAY BEACH, FL 33446-1430
Document Number	0306910279
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	478 MONACO J DELRAY BEACH FL 334461430, DELRAY BEACH, FL 33446-1430

Mortgage

Document Number	0306910279
Date	Jun 19, 2019
Book Page	030691/000279
Instrument	223031

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 18, 2059

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 29, 2019
Property Address	478 MONACO J, DELRAY BEACH, FL 33446-1430
Document Number	0305691433
Book / Page	030569 / 001433
Instrument Date	Mar 28, 2019
Instrument	149472
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	478 MONACO J DELRAY BEACH FL 334461430, DELRAY BEACH, FL 33446-1430

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 5, 2018
Property Address	478 MONACO J, DELRAY BEACH, FL 33446-1430
Document Number	0296320852
Book / Page	029632 / 000852
Instrument Date	Jan 23, 2018
Instrument	46139
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	WESTON TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$378.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 MONACO J DELRAY BEACH FL 334461430, DELRAY BEACH, FL 33446-1430

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00 (+68.11%)	$62,407 (-16.08%)	$62,407 (-16.08%) Building $62,407
2024	$762.00 (+7.48%)
2023	$709.00 (-39.92%)	$74,363 (+25.63%) Building $74,363	$74,363 (+25.63%) Building $74,363
2022	$1,180.00	$59,193 Building $59,193	$59,193 Building $59,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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