478 Main St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 478 Main St, Biddeford, ME 04005

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 4,101 sqft · built 1900
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Jan 2026)
Tax Bill	$7,439 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`BIDD M:37 L:7`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:37 L:7`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	21 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,101 sqft Living Area
Gross Area	6,048 sqft
1st Floor Area	1,371 sqft
Basement Area	1,371 sqft
Unfinished Basement	1,371 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	478 MAIN ST
City	BIDDEFORD
State	ME
Zip	04005-2191
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R1B
Legal Lot Number	7
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2002
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 PINE HILL RD, CAPE NEDDICK, ME 03902-7477
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANGOR SAVINGS BANK
Jan 9, 2026	Warranty Deed, Transfer BANGOR SAVINGS BANK
Nov 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Mar 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 17, 2019	Warranty Deed, Transfer RESIDENTIAL CAP PTRS SECURED L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jun 7, 2024 · Amount on Record
Deed Book / Page	19822 / 647
Prior Transfer Date	Nov 8, 2023
Prior Transfer Doc	0193440099
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	478 MAIN ST, BIDDEFORD, ME 04005-2191
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198370295
Date	Feb 4, 2026
Book Page	19837/295
Instrument	2026003804

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGUNQUIT ME
Recording Date	Jan 9, 2026
Property Address	478 MAIN ST, BIDDEFORD, ME 04005-2191
Document Number	0198220647
Book / Page	19822 / 647
Instrument Date	Jan 9, 2026
Instrument	2026000797
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PINE HILL RD, CAPE NEDDICK, ME 03902-7477

Mortgage

Document Number	2026000798
Date	Jan 9, 2026
Instrument	2026000798

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGUNQUIT ME
Recording Date	Nov 9, 2023
Property Address	478 MAIN ST, BIDDEFORD, ME 04005-2191
Document Number	0193440099
Book / Page	19344 / 99
Instrument Date	Nov 8, 2023
Instrument	2023035735
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LIVEWELL DR # STE20, STE20, KENNEBUNK, ME 04043-6762

Mortgage

Document Number	2023035736
Date	Nov 9, 2023
Instrument	2023035736

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	478 MAIN ST, BIDDEFORD, ME 04005-2191
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181880219
Date	Mar 6, 2020
Book Page	18188/219
Instrument	2020010688

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 2, 2020
Property Address	478 MAIN ST, BIDDEFORD, ME 04005-2191
Document Number	0184000641
Book / Page	018400 / 000641
Instrument Date	Oct 1, 2020
Instrument	49683
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	51 WESTVIEW LN SWEDEN ME 040405533, SWEDEN, ME 04040-5533

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 17, 2019
Property Address	478 MAIN ST, BIDDEFORD, ME 04005-2191
Document Number	0179730648
Book / Page	017973 / 000648
Instrument Date	Jun 14, 2019
Instrument	22084
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	201 US ROUTE 1 #129 SCARBOROUGH ME 040749048, 129, SCARBOROUGH, ME 04074-9048

Mortgage

Document Number	179730650
Date	Jun 17, 2019
Book Page	017973/000650
Instrument	22085

Lender

Name	RESIDENTIAL CAP PTRS SECURED L
Address	3838 OAK LAWN AVE # 1500, DALLAS, TX 75219-4516

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,439.00 (+6.41%)	$497,900 (+1.28%) Land $170,600 Building $327,300
2024	$6,991.00 (+10.15%)	$491,600 (+1.61%) Land $170,600 Building $321,000
2023	$6,347.00 (+18.5%)	$483,800 (+48.22%) Land $167,300 Building $316,500
2022	$5,356.00	$326,400 Land $94,400 Building $232,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband, Verizon, Xfinity.

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