478 Macleod Ter, Dunedin, FL 34698 Property Records

Pinellas County property record for 478 Macleod Ter, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,012 sqft · built 1980
Lot Size	0.137 acres (5,981 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Nov 2016)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-5131-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-5131-3`
Alternative APNs	`35-28-15-79257-004-0270` `281535792570040270` `152835792570040270` `R384785`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,012 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,981 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R384785
Street Address	478 MACLEOD TER
City	DUNEDIN
State	FL
Zip	34698-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTSDALE UNIT 1 BLK 4, LOT 27
Legal Range	15E
Legal Township	28S
Legal Section	35
Legal Subdivision	SCOTSDALE UNIT 1
Legal Tract	79257
Legal Block	4
Legal Lot Number	27
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2021
Census Tract	26914

Owner

478 Macleod Ter is owned and occupied by two individuals who bought it in November 2016.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	478 MACLEOD TER, DUNEDIN, FL 34698-7311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2016 · Amount on File
Deed Sale	Nov 23, 2016 · Amount on File
Prior Sale	Nov 10, 2004 · Amount on File
Deed Document Number	2016356940
Deed Book / Page	19423 / 1738
Prior Transfer Date	Apr 12, 2012
Prior Transfer Doc	0000131509
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	478 MACLEOD TER, DUNEDIN, FL 34698-7311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206551842
Date	Aug 15, 2019
Book Page	20655/1842
Instrument	2019260874

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,446.00 (+8.37%) Homeowner's exemption	$180,546 (+5.99%)	$340,200 (+19.32%) Land $154,509 Building $185,691
2023	$2,257.00 (+3.34%) Homeowner's exemption	$170,348 (+3%)	$285,105 (+4.87%) Land $147,673 Building $137,432
2022	$2,184.00 Homeowner's exemption	$165,386	$271,864 Land $167,274 Building $104,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Macleod Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Macleod Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20