478 Lakeside Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 478 Lakeside Dr, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,751 sqft · built 2006
Lot Size0.219 acres (9,544 sqft)
Owner2 Individual Names on File
Last Sale$1,625,000 (May 2024)
Tax Bill$11,677 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-522-18697000

Property Details

APN / Parcel Number

Primary APN03-522-18697000
Alternative APNs
  • 3-522-18697000
  • 52218697000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,751 sqft Living Area
Gross Area3,150 sqft
1st Floor Area1,239 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,544 sqft (0.219 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area509 sqft
Patio Area225 sqft
Bath House154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number52218697000
Street Address478 LAKESIDE DR
CityARNOLD
StateMD
Zip21012-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 54 MAGOTHY MANOR
Legal SubdivisionMAGOTHY MANOR
Legal Block2
Legal Lot Number54
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2005
Census Tract731105

Owner

478 Lakeside Dr is owned and occupied by two individuals who bought it in May 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address478 LAKESIDE DR, ARNOLD, MD 21012-1229
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 17, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Prior SaleOct 4, 1996 · Amount on File
Deed Book / Page40456 / 341
Prior Transfer DateJan 18, 2007
Prior Transfer Doc0187890719
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address478 LAKESIDE DR, ARNOLD, MD 21012-1229
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 LAKESIDE DR, ARNOLD, MD 21012-1229

Mortgage

Document Number0386830212
DateMay 4, 2022
Book Page38683/212
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 3, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address478 LAKESIDE DR, ARNOLD, MD 21012-1229
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0349130204
DateJul 17, 2020
Book Page34913/204
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 478 Lakeside Dr was $11,677, up 18% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,171,733 (+16.5%)$1,337,700 (-) Land $766,000 Building $571,700
2025$11,677.00 (+17.97%)$1,005,767$1,337,700 Land $766,000 Building $571,700
2024$9,898.00 (+73.1%)
2023$5,718.00 Homeowner's exemption$822,233$839,800 Land $513,100 Building $326,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Lakeside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 individual policies
Nearby Flood Policies65 units insured
incl. 34 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA5 of 31
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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