478 Lake Shadow Rd, Sunrise Beach, MO 65079 Property Records

Camden County property record for 478 Lake Shadow Rd, Sunrise Beach, MO 65079

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,808 sqft · built 1994
Lot Size	0.435 acres (18,949 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Sep 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07 2.0 04.1 000.0 003 017.000`

Property Details

APN / Parcel Number

Primary APN	`07 2.0 04.1 000.0 003 017.000`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	2,808 sqft Gross Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	18,949 sqft (0.435 acres)
Lot Dimensions	195 ft deep x 95 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	478 LAKE SHADOW RD
City	SUNRISE BEACH
State	MO
Zip	65079-6665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12
Legal Range	17W
Legal Township	39N
Legal Section	04
Legal Subdivision	HURRICANE DECK NO 2
Legal Lot Number	12
Jurisdiction	CAMDEN MO
Township / Civil Division	JASPER
Census Block Group	1
Census Block	1028
Census Tract	951202

Owner

Source: Camden County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1750 HIGHWAY J, TROY, MO 63379-3700
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Construction Mortgage HNB NATIONAL BANK
Sep 2, 2025	Deed of Trust, Mortgage · Construction Mortgage HNB NATIONAL BANK
Sep 17, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024
Deed Sale	Jun 5, 2024
Prior Sale	Jul 21, 2011
Deed Book / Page	899 / 845
Last Transfer Date	Sep 15, 2025
Transfer Doc	000917/356
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	478 LAKE SHADOW RD, SUNRISE BEACH, MO 65079-6665
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 HIGHWAY J, TROY, MO 63379-3700

Mortgage

Document Number	000358/112
Date	Jan 12, 2026
Book Page	358/112

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 12, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	478 LAKE SHADOW RD, SUNRISE BEACH, MO 65079-6665
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 HIGHWAY J, TROY, MO 63379-3700

Mortgage

Document Number	000356/654
Date	Sep 2, 2025
Book Page	356/654

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN MO
Recording Date	Sep 17, 2025
Property Address	478 LAKE SHADOW RD, SUNRISE BEACH, MO 65079-6665
Document Number	000917/356
Book / Page	917 / 356
Map Reference	MB 4 PG 9
Instrument Date	Sep 15, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 HIGHWAY J, TROY, MO 63379-3700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1750 HIGHWAY J, TROY, MO 63379-3700

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 (+1.88%)	$56,400 (+0.25%)	$296,842 (+0.25%)
2023		$56,260 (-)	$296,105 (-)
2022	$2,560.00	$56,260	$296,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

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