Kenton County property record for 478 Kuhrs Ln, Covington, KY 41015
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 2.5 ba · 2,565 sqft · built 1830 |
| Lot Size | 6.94 acres (302,306 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $373,000 (Nov 2000) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-30-00-084.01 |
| Primary APN | 042-30-00-084.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,565 sqft Finished Area |
| Gross Area | 3,405 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Roof Material | Composition Shingle |
| Lot Area | 302,306 sqft (6.94 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 478 KUHRS LN |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1034 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 6.9404 ACS ADJ WIDOWS HOME TRACT KUHRS LN |
| Legal Subdivision | MONTE CASINO ADD 12 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 65100 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 478 KUHRS LN, COVINGTON, KY 41015-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2000 · Amount on Record |
| Deed Sale | Nov 13, 2000 · Amount on Record |
| Last Transfer Date | Apr 26, 2024 |
| Transfer Doc | 0005900051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 478 KUHRS LN, COVINGTON, KY 41015-1034 |
| Document Number | 0000000030 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 KUHRS LN COVINGTON KY 41015, COVINGTON, KY 41015 |
| Document Number | 0000000030 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 000M99/000744 |
| Instrument | 30 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2030 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,900 (-) Land $67,000 Building $403,900 | $470,900 (-) Land $67,000 Building $403,900 | |
| 2025 | $4,180.00 (-7.62%) Homeowner's exemption | $470,900 (-) Land $20,900 Building $450,000 | $470,900 (-) Land $20,900 Building $450,000 |
| 2023 | $4,525.00 Homeowner's exemption | $470,900 Land $20,900 Building $450,000 | $470,900 Land $20,900 Building $450,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures