478 Keystone Bend, Rockwall, TX 75032 Property Records

Rockwall County property record for 478 Keystone Bend, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,699 sqft · built 2018
Lot Size0.664 acres (28,941 sqft)
OwnerIndividual Name on Record
Tax Bill$14,148 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR90474

Property Details

APN / Parcel Number

Primary APNR90474
Alternative APNs
  • S3833-000E-0013-00-0R
  • 90474

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,699 sqft Living Area
Gross Area5,914 sqft
1st Floor Area4,699 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area28,941 sqft (0.664 acres)
Lot Dimensions186 ft deep x 156 ft wide
Garage TypeAttached
Garage Area970 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area263 sqft
Patio Area653 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address478 KEYSTONE BND
CityROCKWALL
StateTX
Zip75032-0074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATH CROSSING PH 2B & 3A, BLOCK E, LOT 13
Legal SubdivisionHEATH CROSSING PH 2B & 3A
Legal Tract13
Legal BlockE
Legal Lot Number13
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group2
Census Block2007
Census Tract40507

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address478 KEYSTONE BND, ROCKWALL, TX 75032-0074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 19, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Jun 26, 2019Loan Modification, Mortgage
ALLIANCE BK
Jul 3, 2018Trustee's Deed, Construction Loan · Construction Mortgage
ALLIANCE BK
Feb 27, 2018Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address478 KEYSTONE BND, HEATH, TX 75032-0074
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyFIRST TEXAS TITLE, FAIR TEXAS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016621
DateJun 22, 2021
Instrument20210000016621
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address478 KEYSTONE BND, HEATH, TX 75032-0074
Document Number0000016977
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address478 KEYSTONE BND HEATH TX 75032, HEATH, TX 75032

Mortgage

Document Number0000016977
DateSep 25, 2019
Instrument16977
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term240 Months
DueSep 24, 2039

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKWALL TX
Property Address478 KEYSTONE BND, HEATH, TX 75032-0074
Document Number0000011106
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7513 WELLESLEY AVE GARLAND TX 750442103, GARLAND, TX 75044-2103

Mortgage

Document Number0000011106
DateJul 5, 2019
Instrument11106
Lender
NameALLIANCE BK
TypeBank
AddressSULPHUR SPRINGS, TX 75483
Agreement
AmountAmount Recorded
Interest
Rate4.95%

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionROCKWALL TX
Recording DateJul 3, 2018
Property Address478 KEYSTONE BND, HEATH, TX 75032-0074
Instrument DateJun 26, 2018
Instrument11751
Transaction TypeConstruction Loan
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7513 WELLESLEY AVE GARLAND TX 750442103, GARLAND, TX 75044-2103

Mortgage

Document Number0000011751
DateJul 3, 2018
Instrument11751
Lender
NameALLIANCE BK
TypeBank
AddressSULPHUR SPRINGS, TX 75483
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 2, 2019

February 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateFeb 27, 2018
Property Address478 KEYSTONE BND, HEATH, TX 75032-0074
Document Number0000003403
Instrument DateFeb 7, 2018
Instrument3403
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 14, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7513 WELLESLEY AVE GARLAND TX 750442103, GARLAND, TX 75044-2103

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHeath City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,597,496 (+1%)$1,793,247 (+0.76%) Land $375,000 Building $1,418,247
2025$14,148.00 (-6.35%) Homeowner's exemption Senior Citizen's exemption$1,452,269 (-3.4%)$1,779,791 (+18.39%) Land $375,000 Building $1,404,791
2024$15,108.00 (+0.05%)
2023$15,100.00 (-17.39%) Homeowner's exemption Senior Citizen's exemption$1,503,388 Land $300,000 Building $1,203,388$1,503,388 Land $300,000 Building $1,203,388
2021$18,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HEATH
serves 10,464 people · EPA ID TX1990014
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionMay 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
Wi-Five Broadband
Fixed Wireless
100 / 100

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