478 Kaanini St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 478 Kaanini St, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,874 sqft · built 1994
Lot Size0.259 acres (11,282 sqft)
OwnerIndividual Name on Record
Last Sale$720,000 (May 2019)
Tax Bill$5,055 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-2-4-066-018

Property Details

APN / Parcel Number

Primary APN3-2-4-066-018
Alternative APNs
  • 3-2-4-066-018-0000
  • 240660180000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area4,874 sqft Living Area
Gross Area5,409 sqft
1st Floor Area3,036 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeHip
Roof MaterialMetal
Lot Area11,282 sqft (0.259 acres)
Garage Area680 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area20 sqft
PorchCovered Porch
Porch Area715 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address478 KAANINI ST
CityHILO
StateHI
Zip96720-2750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1A
Legal DescriptionLOT 67-A-6 11,282 SF MAP 24 LCAPP 1205
Legal SubdivisionPACIFIC HEIGHTS
Legal Lot Number67-A-
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group2
Census Block2001
Census Tract20400

Owner

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address478 KAANINI ST, HILO, HI 96720-2750
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 2, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2019 · Amount on Record
Deed SaleMay 2, 2019 · Amount on Record
Prior SaleNov 15, 1999 · Amount on Record
Deed Document Number201910713019
Prior Transfer DateDec 31, 2015
Prior Transfer Doc00T9515141
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address478 KAANINI ST, HILO, HI 96720-2750
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0T11574350
DateSep 9, 2021
InstrumentT-11574350
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueDec 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAWAII HI
Recording DateMay 2, 2019
Property Address478 KAANINI ST, HILO, HI 96720-2750
Document Number0T10713019
Instrument DateApr 29, 2019
InstrumentT10713019
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address478 KAANINI ST HILO HI 967202750, HILO, HI 96720-2750

Mortgage

Document NumberT10713020
DateMay 2, 2019
InstrumentT10713020
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,065,700 (+3%) Land $180,700 Building $885,000$1,278,000 (-1.95%) Land $227,900 Building $1,050,100
2025$5,055.00 (-0.39%)$1,034,700 (+3%) Land $180,700 Building $854,000$1,303,400 (+5.08%) Land $253,300 Building $1,050,100
2024$1,004,600 (+3%) Land $180,700 Building $823,900$1,240,400 (+7.95%) Land $253,200 Building $987,200
2023$5,075.00$975,300 Land $180,700 Building $794,600$1,149,100 Land $230,200 Building $918,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000

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