478 Jacobs Mill Pond Rd, Elgin, SC 29045 Property Records

Richland County property record for 478 Jacobs Mill Pond Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Lot Size	140 acres (6,135,862 sqft)
Owner	Company Name on File
Last Sale	$410,185 (Jul 2022)
Tax Bill	$166 (2025)
Deeds & Mortgages	Mar 2024 Sale & Construction Loan Feb 2022 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`28900-01-18`

Property Details

APN / Parcel Number

Primary APN	`28900-01-18`
Alternative APNs	`R28900-01-18` `01505883`

Interior

Flooring	Wood

Exterior

Lot Area	6,135,862 sqft (140 acres)

Location & Zoning

Account Number	01505883
Street Address	478 JACOBS MILL POND RD
City	ELGIN
State	SC
Zip	29045-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	PART PARCEL A & UNL #SU #PR RB2651-928/929/930/931 #PR Y-3160
Legal Subdivision	WOODCREEK
Legal Phase	2
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2089
Census Tract	11407

Owner

478 Jacobs Mill Pond Rd is owned by a company that bought it in July 2022.

Source: Richland County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	441 WESTERN LN, IRMO, SC 29063-9071
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed, Transfer · Construction Mortgage AMERIS BANK
Feb 4, 2022	Deed, Transfer
Sep 10, 2021	Warranty Deed, Transfer
Jul 13, 2021	Limited Warranty Deed, Transfer
Dec 31, 2019	Loan Modification, Mortgage TEXAS CAP BK
Dec 31, 2019	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Dec 31, 2019	Loan Modification, Mortgage · Line of Credit AMERIS BK
May 23, 2019	Grant Deed, Mortgage · Line of Credit CRESCOM BK
Feb 27, 2018	Grant Deed, Construction Loan · Line of Credit COASTAL CAROLINA NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Jul 14, 2022 · Amount on File
Deed Document Number	202240480
Deed Book / Page	2762 / 3280
Prior Transfer Date	Sep 3, 2019
Prior Transfer Doc	0024703405
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 6, 2024
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Document Number	0029051388
Book / Page	2905 / 1388
Instrument Date	Mar 5, 2024
Instrument	2024009807
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount on Record
Tax	$1,704.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WESTERN LN, IRMO, SC 29063-9071
Investor	Possibly a Property Investor

Mortgage

Document Number	0029050831
Date	Mar 6, 2024
Book Page	2905/831
Instrument	2024009749

Lender

Name	AMERIS BANK
Type	Bank
Address	1333 MAIN ST STE 200, COLUMBIA, SC 29201

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 4, 2022
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Document Number	0027131954
Book / Page	2713 / 1954
Instrument Date	Nov 16, 2021
Instrument	2022006974
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 10, 2021
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Document Number	0026640569
Book / Page	2664 / 569
Map Reference	MB 2651 PG 928-931
Instrument Date	Sep 8, 2021
Instrument	2021060960
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$22,634.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771
Investor	Possibly a Property Investor

July 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 13, 2021
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Document Number	0026423582
Book / Page	2642 / 3582
Map Reference	MB 2641 PG 2096
Instrument Date	Jul 12, 2021
Instrument	2021046629
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$310.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 PONTIAC BUSINESS CENTER DR STE 1012, 1012, ELGIN, SC 29045-7123

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Document Number	2458/1571
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
Investor	Possibly a Property Investor

Mortgage

Document Number	2458/1571
Date	Dec 31, 2019
Book Page	002458/001571
Instrument	96034

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount on Record

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Document Number	2458/1563
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2031 COUNTY LINE TRL ELGIN SC 29045, ELGIN, SC 29045
Investor	Possibly a Property Investor

Mortgage

Document Number	2458/1563
Date	Dec 31, 2019
Book Page	002458/001563
Instrument	96032

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Document Number	2458/1554
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
Investor	Possibly a Property Investor

Mortgage

Document Number	2458/1554
Date	Dec 31, 2019
Book Page	002458/001554
Instrument	96030

Lender

Name	AMERIS BK
Type	Bank
Address	1333 MAIN ST # 200, COLUMBIA, SC 29201-3201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	May 23, 2019
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Book / Page	002396 / 000688
Instrument Date	May 23, 2019
Instrument	36129
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	2396/0688
Date	May 23, 2019
Book Page	002396/000688
Instrument	36129

Lender

Name	CRESCOM BK
Type	Bank
Address	991 38TH AVE N, MYRTLE BEACH, SC 29577-2832

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 27, 2018
Property Address	478 JACOBS MILL POND RD, ELGIN, SC 29045-9129
Document Number	2283/0134
Book / Page	002283 / 000134
Instrument Date	Feb 27, 2018
Instrument	11659
Transaction Type	Construction Loan
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$693.75
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1712 WOODCREEK FARMS RD ELGIN SC 290458755, ELGIN, SC 29045-8755

Mortgage

Document Number	2283/0138
Date	Feb 27, 2018
Book Page	002283/000138
Instrument	11660

Lender

Name	COASTAL CAROLINA NAT'L BK
Type	Bank
Address	1012 38TH AVE N, MYRTLE BEACH, SC 29577-3094

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 26, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 478 Jacobs Mill Pond Rd was $166.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$166.00		$7,800 (-99.85%) Land $7,800
2024		$5,335,800 Land $5,335,800	$5,335,800 (+800.4%) Land $5,335,800
2023			$592,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Jacobs Mill Pond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Jacobs Mill Pond Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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