478 Hwy U, Iberia, MO 65486 Property Records

Miller County property record for 478 Hwy U, Iberia, MO 65486

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,400 (Dec 2018)
Tax Bill	$874 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17802`

Property Details

APN / Parcel Number

Primary APN	`17802`
Alternative APN	`194018000000004001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	932 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	17802
Street Address	478 HIGHWAY U
City	IBERIA
State	MO
Zip	65486-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL NW4 NW4
Legal Range	13W
Legal Township	38N
Legal Section	18
Jurisdiction	MILLER MO
Township / Civil Division	RICHWOODS
Census Block Group	2
Census Block	2053
Census Tract	962501

Owner

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 HIGHWAY U, IBERIA, MO 65486-9158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Dec 11, 2018	Warranty Deed, Transfer · Line of Credit BANK OF ST ELIZABETH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Nov 5, 2014 · Amount on Record
Deed Document Number	20185159
Deed Book / Page	2018 / 5159
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	478 HIGHWAY U, IBERIA, MO 65486-9158
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020173201
Date	Jul 20, 2017
Instrument	2017 3201

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Dec 11, 2018
Property Address	478 HIGHWAY U, IBERIA, MO 65486-9158
Document Number	02018/5159
Book / Page	2018 / 5159
Instrument Date	Dec 10, 2018
Instrument	201805159
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	LAWYERS LAND TITLE/LAKE OZARK, LAWYERS LAND TITLE OF LAKE O

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 HIGHWAY U, IBERIA, MO 65486-9158

Mortgage

Document Number	0201805160
Date	Dec 11, 2018
Instrument	201805160

Lender

Name	BANK OF ST ELIZABETH
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Unified School District	Iberia R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,910 (-) Land $1,830 Building $15,080	$88,980 (-) Land $9,620 Building $79,360
2025	$874.00	$16,910 (+13.64%) Land $1,830 Building $15,080	$88,980 (+13.61%) Land $9,620 Building $79,360
2023		$14,880 Land $1,660 Building $13,220	$78,320 Land $8,750 Building $69,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 95% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100
Windstream DSL	50 / 3

May also be available: FireServe, T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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