Clay County property record for 478 Hunter Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1930 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $73 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 547802779495 |
| Primary APN | 547802779495 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 672 sqft Heated Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Account Number | 4326302 |
|---|---|
| Street Address | 478 HUNTER RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1157 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 950101 |
478 Hunter Rd is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 478 HUNTER RD, HAYESVILLE, NC 28904-6220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 478 Hunter Rd was $73, down 68.8% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73.00 (-68.8%) | $23,600 (-17.48%) Land $14,900 Building $8,700 | $23,600 (-17.48%) Land $14,900 Building $8,700 |
| 2025 | $234.00 | $28,600 Land $9,900 Building $18,700 | $28,600 Land $9,900 Building $18,700 |
| 2023 | $131.00 | $28,600 Land $9,900 Building $18,700 | $28,600 Land $9,900 Building $18,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 478 Hunter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 478 Hunter Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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