478 Hill Cir, Dunlap, TN 37327 Property Records

Sequatchie County property record for 478 Hill Cir, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,536 sqft · built 1978
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jun 2021)
Tax Bill$1,413 (2023)
Deeds & MortgagesDec 2022 Line of Credit
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077041P A 01200

Property Details

APN / Parcel Number

Primary APN077041P A 01200
Alternative APN
  • 041P A 01200

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area896 sqft
Upper Floors Area640 sqft
AtticAttic
Attic Area896 sqft
Basement Area896 sqft
Finished Basement896 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1986
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions100 ft deep x 150 ft wide
TerrainRolling
Garage TypeMixed
Garage Area832 sqft
DrivewayDriveway
Driveway Area2,500 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area608 sqft
Deck Area60 sqft
Patio Area60 sqft
Shed1 Shed
Shed Area720 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address478 HILL CIR
CityDUNLAP
StateTN
Zip37327-3443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: HILL ROAD ESTATE
Legal SubdivisionHILL ROAD ESTATE
Legal Lot Number62
JurisdictionSEQUATCHIE TN
Township / Civil Division4
Census Block Group2
Census Block2012
Census Tract60103

Owner

478 Hill Cir is owned and occupied by an individual who bought it in June 2021.

Source: Sequatchie County records, as of April 7, 2026

Owner of RecordIndividual Name on File
Mailing Address478 HILL CIR, DUNLAP, TN 37327-3443
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS TRI-COUNTY BANK
Jun 21, 2021Warranty Deed, Transfer · Commercial Mortgage
CITIZENS TRI-COUNTY BANK
Feb 5, 2019Warranty Deed, Transfer · FHA Mortgage
INDEPENDENT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2021 · Amount on File
Deed SaleJun 21, 2021 · Amount on File
Prior SaleFeb 5, 2019 · Amount on File
Deed Document Number20211947
Deed Book / Page421 / 292
Transfer Doc0000002254
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEQUATCHIE TN
Property Address478 HILL CIR, DUNLAP, TN 37327-3443
Transaction TypeMortgage
Record UpdatedJan 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 HILL CIR, DUNLAP, TN 37327-3443

Mortgage

Document Number0000003598
DateDec 28, 2022
Book Page452/515
Instrument22003598
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
AddressMCMINNVILLE, TN 37110
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 16, 2042
Interest
Rate TypeAdjustable Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateJun 21, 2021
Property Address478 HILL CIR, DUNLAP, TN 37327-3443
Document Number0000001947
Book / Page421 / 292
Map ReferenceCAB A PG 20
Instrument DateJun 16, 2021
Instrument21001947
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 HILL CIR, DUNLAP, TN 37327-3443

Mortgage

Document Number0000001948
DateJun 21, 2021
Book Page421/295
Instrument21001948
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
AddressMCMINNVILLE, TN 37110
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueJun 16, 2041

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateFeb 5, 2019
Property Address478 HILL CIR, DUNLAP, TN 37327-3443
Document Number0000000250
Book / Page000379 / 000157
Instrument DateFeb 5, 2019
Instrument250
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$499.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 HILL CIR DUNLAP TN 373273443, DUNLAP, TN 37327-3443

Mortgage

Document Number251
DateFeb 5, 2019
Book Page000379/000159
Instrument251
Lender
NameINDEPENDENT BK
TypeBank
AddressMEMPHIS, TN 38157
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 4, 2049

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
MunicipalityDunlap City
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$54,875 Land $6,000 Building $48,875
2023$1,413.00 (+27.18%)$58,525 (+74.7%) Land $6,000 Building $52,525$219,500 (+63.81%) Land $24,000 Building $195,500
2022$1,111.00$33,500 Land $4,900 Building $28,600$134,000 Land $19,600 Building $114,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 478 Hill Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Hill Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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