Gloucester County and Woodbury City property record for 478 Hemlock Ter, Deptford, NJ 08096
| Property Type | Single Family Home |
|---|---|
| Details | 1,100 sqft · built 1950 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,000 (Jul 2020) |
| Tax Bill | $7,424 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00152-01-00021 |
| Primary APN | 22-00152-01-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,100 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 117 ft deep x 52 ft wide |
| Old Parcel Number | 2200152A00021 |
|---|---|
| Street Address | 478 HEMLOCK TER |
| City | WOODBURY |
| State | NJ |
| Zip | 08096-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PA |
| Legal Subdivision | EVERGREEN ESTATES |
| Legal Block | 152.1 |
| Legal Lot Number | 21 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | WOODBURY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 501002 |
478 Hemlock Ter is owned and occupied by two individuals who bought it in July 2020.
Source: Gloucester County and Woodbury City records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 478 HEMLOCK TER, WOODBURY, NJ 08096-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 30, 2020 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 18, 2020 | Grant Deed, Transfer TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ) |
| Feb 25, 2020 | Court-Ordered Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on File |
| Deed Sale | Jul 30, 2020 · Amount on File |
| Prior Sale | May 18, 2020 · Amount on File |
| Deed Document Number | 202030205 |
| Deed Book / Page | 6316 / 25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 478 HEMLOCK TER, DEPTFORD, NJ 08096-2814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000004267 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 17899/243 |
| Instrument | 4267 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jul 30, 2020 |
| Property Address | 478 HEMLOCK TER, DEPTFORD, NJ 08096-2814 |
| Document Number | 0000030205 |
| Book / Page | 6316 / 25 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 30205 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $644.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 LAUDERDALE RD, 6, WEST DEPTFORD, NJ 08096-3935 |
| Name | Verified Name |
|---|---|
| Address | 478 HEMLOCK TER, WOODBURY, NJ 08096-2814 |
| Document Number | 0000030206 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 16345/169 |
| Instrument | 30206 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | May 18, 2020 |
| Property Address | 478 HEMLOCK TER, DEPTFORD, NJ 08096-2814 |
| Document Number | 0000001840 |
| Book / Page | 006281 / 000073 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 1840 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ) |
| Amount | Amount on Record |
|---|---|
| Tax | $104.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6 LAUDERDALE RD WEST DEPTFORD NJ 080963935, WEST DEPTFORD, NJ 08096-3935 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Feb 25, 2020 |
| Property Address | 478 HEMLOCK TER, DEPTFORD, NJ 08096-2814 |
| Document Number | 0000007743 |
| Book / Page | 006247 / 000117 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 7743 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 901 ARCH ST PHILADELPHIA PA 191072404, PHILADELPHIA, PA 19107-2404 |
The 2025 property tax bill for 478 Hemlock Ter was $7,424, up 1.1% from the year before.
Source: Gloucester County and Woodbury City assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Woodbury City |
| Unified School District | Woodbury City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,600 (-) Land $41,300 Building $111,300 | $152,600 (-) Land $41,300 Building $111,300 | |
| 2025 | $7,424.00 (+1.13%) | $152,600 Land $41,300 Building $111,300 | $152,600 Land $41,300 Building $111,300 |
| 2024 | $7,341.00 | ||
| 2023 | $152,600 Land $41,300 Building $111,300 | $152,600 Land $41,300 Building $111,300 | |
| 2022 | $6,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 478 Hemlock Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 478 Hemlock Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBURY CITY W DEPT serves 10,263 people · EPA ID NJ0822001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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