478 Grove St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 478 Grove St, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	1,968 sqft · built 1928
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2015)
Tax Bill	$14,979 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-01106-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`44-01106-0000-00011`
Alternative APNs	`440110600011` `040600`

Interior

Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	040600
Street Address	478 GROVE ST
City	ORADELL
State	NJ
Zip	07649-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	50X150
Legal Block	1106
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	1
Census Block	1014
Census Tract	40001

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 GROVE ST, ORADELL, NJ 07649-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2015 · Amount on Record
Deed Sale	Sep 21, 2015 · Amount on Record
Prior Sale	Jun 28, 2010 · Amount on Record
Deed Document Number	201570605
Deed Book / Page	2054 / 266
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	478 GROVE ST, ORADELL, NJ 07649-1720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037081293
Date	Sep 16, 2020
Book Page	3708/1293
Instrument	20-086305

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,500 (+4.72%) Land $400,000 Building $283,500	$683,500 (+4.72%) Land $400,000 Building $283,500
2025	$14,979.00 (+7.28%)	$652,700 (+27.8%) Land $377,500 Building $275,200	$652,700 (+27.8%) Land $377,500 Building $275,200
2024	$13,963.00 (+6.96%)
2023		$510,700 Land $267,500 Building $243,200	$510,700 Land $267,500 Building $243,200
2022	$13,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880