Ocean County and Jackson Township property record for 478 Freehold Rd, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1959 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Jan 2001) |
| Tax Bill | $7,107 (2025) |
| Deeds & Mortgages | May 2018 Loan Modification May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 10001-0000-00080 |
| Primary APN | 12 10001-0000-00080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 856 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 1210001000000080 |
|---|---|
| Street Address | 478 FREEHOLD RD |
| City | JACKSON |
| State | NJ |
| Zip | 08527-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | .49 AC |
| Legal Block | 10004 |
| Legal Lot Number | 80 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 717300 |
478 Freehold Rd is owned and occupied by an individual who acquired it in November 2015.
Source: Ocean County and Jackson Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 478 FREEHOLD RD, JACKSON, NJ 08527-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| May 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2001 · Amount on File |
| Deed Sale | Jan 26, 2001 · Amount on File |
| Prior Sale | Jan 26, 2001 · Amount on File |
| Deed Book / Page | 1028 / 394 |
| Last Transfer Date | Nov 3, 2015 |
| Transfer Doc | 0162551760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 478 FREEHOLD RD, JACKSON, NJ 08527-4628 |
| Document Number | 0171521291 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 478 FREEHOLD RD JACKSON NJ 085274628, JACKSON, NJ 08527-4628 |
| Document Number | 0171521291 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 017152/001291 |
| Instrument | 60412 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT HILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate | 4.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 478 FREEHOLD RD, JACKSON, NJ 08527-4628 |
| Document Number | 0171390543 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 478 FREEHOLD RD JACKSON NJ 085274628, JACKSON, NJ 08527-4628 |
| Document Number | 0171390543 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 017139/000543 |
| Instrument | 55626 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | SOUTHWEST, WA 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2048 |
The 2025 property tax bill for 478 Freehold Rd was $7,107, down 11.3% from the year before.
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,800 (-) Land $183,800 Building $307,000 | $490,800 (-) Land $183,800 Building $307,000 | |
| 2025 | $7,107.00 (-11.27%) | $490,800 Land $183,800 Building $307,000 | $490,800 Land $183,800 Building $307,000 |
| 2024 | $8,010.00 | ||
| 2023 | $299,800 Land $119,200 Building $180,600 | $299,800 Land $119,200 Building $180,600 | |
| 2022 | $7,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 478 Freehold Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 478 Freehold Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 61% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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