Effingham County property record for 478 Exley Loop, Rincon, GA 31326 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,878 sqft Heated Area |
| Lot Size | 119,354 sqft (2.74 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $239,000 (2019) |
| Tax Bill | $4,777.00 (2025) |
| Primary APN | 0451C-076-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,878 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Paneling Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Shed Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 119,354 sqft (2.74 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Pool Area | 648 sqft Pool |
| Porch Area | 135 sqft Porch |
| Pole Structure | 441 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 17901 |
|---|---|
| Street Address | 478 EXLEY LOOP |
| City | RINCON |
| State | GA |
| Zip | 31326-5403 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2.74 AC LOTS 76 & 77 |
| Legal Subdivision | GOSHEN HILLS FARMS |
| Legal Lot Number | 76-77 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 30306 |
Source: Effingham County records · APN 0451C-076-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 478 EXLEY LOOP, RINCON, GA 31326-5403 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jun 07, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DRAPER AND KRAMER MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2019 · Amount on Record |
| Deed Sale | Jun 07, 2019 · Amount on Record |
| Prior Sale | Dec 19, 2011 · Amount on Record |
| Deed Doc Number | 20191516 |
| Deed Book / Page | 2528 / 367 |
| Prior Transfer Date | Dec 15, 2011 |
| Prior Transfer Doc | 002060/247 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 478 EXLEY LOOP, RINCON, GA 31326-5403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00002406/1 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 2406/1 |
| Name | LOAN DEPOT COM |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 478 EXLEY LOOP, RINCON, GA 31326-5403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 478 EXLEY LOOP, RINCON, GA 31326-5403 |
| Document Number | 0000002752/0000000528 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 0000002752/0000000528 |
| Instrument | 015495 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 07, 2019 |
| Property Address | 478 EXLEY LOOP, RINCON, GA 31326-5403 |
| Document Number | 002528/367 |
| Book / Page | 2528 / 367 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 2019-001516 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 478 EXLEY LOOP, RINCON, GA 31326-5403 |
| Document Number | 0000002528/0000000368 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 0000002528/0000000368 |
| Instrument | 004728 |
| Name | DRAPER AND KRAMER MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,777.00 (+6.34%) Homeowner's exemption | $183,635 (+25.86%) Land $84,383 Building $99,252 | $459,087 (+25.86%) Land $210,957 Building $248,130 |
| 2024 | $4,492.00 (+27.98%) | $145,902 (+32.12%) Land $61,515 Building $84,387 | $364,755 (+32.12%) Land $153,788 Building $210,967 |
| 2022 | $3,510.00 | $110,432 Land $22,194 Building $88,238 | $276,079 Land $55,485 Building $220,594 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 19% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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